Truman State University

In 2022, tuition for full-time students at Truman State University was $8,690 a year for in-state students and $16,712 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

If these numbers feel scary, remember, the displayed price of tuition doesn't give you enough information to determine the actual cost of attending any given college. Many students pay a lot less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.

In-state vs. Out-of-state Tuition at Truman State University

Truman State University is a public, state institution, so it offers a reduced tuition rate of $8,690 for students who qualify as state residents and attend full-time.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for those who qualify as Missouri residents.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Be sure to confirm your state's requirements for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other Missouri colleges

Do International Students Pay More to Go to Truman State University?

Truman State University has the same tuition for international students as for those from out of state.

International students are not eligible for loans or grants from the U.S. government, but may be eligible for private or school-specific aid and scholarships. International students with need may qualify for the following types of financial support at Truman State University:

•On-campus jobs •Loans from outsideTruman State University •Truman State University-specific loans •Athletic Awards •Truman State University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Truman State University Housing Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Truman State University.

Room and Board Costs at Truman State University

Housing and campus dining at Truman State University costs $9,936 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the Truman State University's on-campus cafeterias and dining halls.

Board costs may vary depending on the numnber of meals you intend to eat on-campus

Cost of Books at Truman State University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Many schools offer ways so that those who may struggle to participate because of cost can get help covering these costs.

Transportation costs

The total cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. At Truman State University, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area could be expensive, but there may be more trains, busses or affordable flights to actually get to school. Truman State Universityis located in a small town setting in Missouri.

Other Costs

When creating a budget for college, be sure to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for Truman State University

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Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for Truman State University.

Total Cost of Truman State University

What will the cost of attending Truman State University be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$8,690
Out-of-State Tuition	$16,712
Room and Board	$9,936

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Truman State University

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In 2022, 1,759 of the 3,890 undergrads enrolled received financial aid. Truman State University meets 98% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $15,297 a year. Around 49.11% of Truman State University undergrads take out student loans to cover any remaining costs. Truman State University graduates who have student loans graduate with an average of $26,183 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$23,289
Truman State University-Specific Loans	$3,895
Private Loans	$16,589

Most Common Loans for Truman State University Students
Federal Loans	48.16%
Institutional Loans	3.25%
Private loans	9.13%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Truman State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Truman State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Truman State University awarded 1,685 need-based scholarships to students, giving away total of $14.9 million to help students with financial need cover the cost of school. An additional $14.95 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Truman State University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Truman State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Truman State University was $15,297 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Truman State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-10,814
Net In-state, Off-campus	$-5,453
Out-of-State, On-Campus	$12,505

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Truman State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Truman State University's net cost calculator on their website.

Truman State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Truman State University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Truman State University

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

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