University of St. Thomas

In 2022, University of St. Thomas's tuition was $48,930 a year.

Tuition increased 3.5% in 2022–from $47,274 the prior year. Usually, colleges raise tuition about 3% each year.

Remember, the advertized cost of tuition does not always mean much if you plan to use financial aid to help pay for college. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college more manageable until you're done with college.

Does University of St. Thomas Offer In-State and Out-of-State Tuition?

University of St. Thomas is a private, religious institution, so it has the same tuition for students from Minnesota as it does for students who live in other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you are eligible for the reduced tuition offered to state residentscan save significant money on the cost of tuition, as well as loans and interest owed. Be sure to confirm your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on the state you and your parents currently live in.

Explore other Minnesota colleges

Tuition for International Students at University of St. Thomas

Tuition at University of Saint Thomas is the same for all students.

International students usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or school-specific grants, scholarships, and other funding opportunities.. International students who demonstrate financial need may qualify for the following types of financial support at University of Saint Thomas:

•University of Saint Thomas-specific scholarships

---

University of St. Thomas Room, Board, Fees, and More

---

In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at University of Saint Thomas.

House and Food Costs at University of Saint Thomas

Room and board at University of Saint Thomas costs $13,204 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat all or some of your meals the University of Saint Thomas's on-campus cafeterias and dining facilities.

Board costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at University of Saint Thomas?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer resources for students who may struggle to participate because of cost can get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at University of Saint Thomas

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or are you planning to use public transportation? All of these factors can make a big difference in your transportation budget. At University of Saint Thomas, freshman are allowed to park on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area may be expensive, but cities may offer more trains, busses and low-cost flight options to actually get to school. The University of St. Thomas campus is in a urban setting in Minnesota, not far from Minneapolis-St. Paul.

Other Costs

When budgeting for college, don’t forget to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

---

The Full Cost of Attending University of St. Thomas

---

Now, let’s go over all of the costs we've covered, to get a better estimate of what is really costs to go to University of Saint Thomas.

Total Cost of University of Saint Thomas

What will the cost of attending University of Saint Thomas be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$48,930
Room and Board	$13,204
Other expenses	$1,530

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$65,100
Off-Campus	$50,366

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

---

University of St. Thomas Financial Aid

---

The majority of University of Saint Thomas undergrads use financial aid to finance their education. In 2022, 3,409 of the 6,402 undergrads enrolled received financial aid. University of Saint Thomas meets 89% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $31,687 a year. Around 54% of University of Saint Thomas undergrads take out student loans to cover any remaining costs. University of Saint Thomas graduates who have student loans graduate with an average of $41,500 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,941
State Loans	$33,595
Private Loans	$45,237

Most Common Loans for University of Saint Thomas Students
Federal Loans	61%
State loans	6%
Private loans	22%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Saint Thomas financial aid, keep reading, or visit their financial aid website.

Scholarships at University of St. Thomas

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, University of Saint Thomas awarded 3,341 need-based scholarships to students, giving away total of $80.3 million to help students with financial need cover the cost of school. An additional $60.25 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of University of St. Thomas

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of Saint Thomas students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of Saint Thomas was $31,687 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Saint Thomas seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$33,413
Off-Campus	$18,679

What will attending University of Saint Thomas really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the University of Saint Thomas's net cost calculator on their website.

University of St. Thomas Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of Saint Thomas offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

University of Saint Thomas Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

---

Learn More About University of St. Thomas

---

To learn more about University of Saint Thomas, choose from the options below:

Overview

Student Life

Academics

Admissions

Join the conversation about about University of Saint Thomas in the College Confidential forums