In 2019, tuition for full-time students at University of Maine at Augusta was $7,350 a year for in-state students and $18,210 a year for out-of-state students.
Usually, college tuition goes up about 3% every year.
Remember, the total cost of tuition isn't the final cost for attending college. Many students owe much less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.
University of Maine at Augusta is a public, state institution, which means it offers a reduced tuition rate of $7,350 for students who qualify as state residents and attend full-time.
Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for those who qualify as Maine residents.
Attending a school where you qualify for in-state tuition can drastically reduce the cost of tuition, as well as loans and interest owed. Don't forget to confirm your state's guidelines for how to qualify for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on the state you and your parents currently live in.
UMA has the same tuition for international students as for those from out of state.
International students usually do not qualify for for federal financial aid, but should research private or UMA-specific grants, scholarships, and other funding opportunities..
International students without financial need may be eligible for merit-based institutional scholarships.
In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at UMA.
Housing and campus dining at UMA costs $8,200 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the school dining halls.
UMA does not offer on-campus housing for students, so there are no charge for dorms, however you should take into account other housing costs when comparing the actual cost of various colleges.
Board costs may vary depending on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.
The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.
Keep in mind, there could also be other costs associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer resources for students who may struggle to participate because of cost can find ways to lower or eliminate these costs.
The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your transportation budget. At UMA, freshman are allowed to park on campus.
The location of a college or university can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area could be costly, but cities may offer more buses, trains or affordable flights to actually get to school. University of Maine at Augustais in a small town setting in Maine.
When you're planning for college, be sure to take into account the cost of things like entertainment, clothes, furnishings and toiletries.
Now, let’s look at the breakdown of all expenses, to get a better estimate of the actual cost of attending UMA.
What will the cost of attending UMA be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$8,200|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
Tuition and fees may vary depending on program, course level, location, and more.
In 2022, 1,236 of the 4,683 undergrads enrolled received financial aid. UMA meets 55% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $7,632 a year. Around 78% of UMA undergrads take out student loans to cover any remaining costs. UMA graduates who have student loans graduate with an average of $30,457 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for UMA Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on UMA financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, UMA awarded 1,046 need-based scholarships to students, giving away total of $11 million to help students with financial need cover the cost of school. An additional $10 thousand in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for UMA students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at UMA was $7,632 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of UMA seem more manageable.
|Estimated Net Cost for Full-Time Students|
|Net In-state, Off-campus||$5,546|
What will attending UMA really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the UMA's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.
Check the financial aid website for more information on payment plans and tuition waivers.
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Data Source: IPEDs and Peterson's Databases © 2022 Peterson's LLC All rights reserved
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