Union College

In 2022, tuition for full-time students at Union College was $63,603 a year.

In 2022, tuition increased 3.74%–from $61,308 the previous year. On average, college tuition goes up about 3% every year.

If this information makes going to college feel scary, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students owe way less than the total tuition after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

In-state vs. Out-of-state Tuition at Union College

Union College is a private, nonprofit institution, so it has the same tuition for students from New York as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Take the time to confirm your state's requirements for as an in-state resident. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other New York colleges

Do International Students Pay More to Go to Union College?

Union College has the same tuition for international students as for those from out of state.

International students usually do not qualify for for federal financial aid, but should research private or Union College-specific grants, scholarships, and other funding opportunities.. International students with need may qualify for the following types of financial support at Union College:

•On-campus jobs •Loans from outsideUnion College •Union College-specific loans •Union College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Union College Housing Expenses, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Union College.

House and Food Costs at Union College

Housing and campus dining at Union College costs $15,768 a year. This covers the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the Union College's on-campus cafeterias and dining halls.

Meal-plan costs may vary depending on the numnber of meals you intend to eat on-campus

Cost of Books at Union College

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be optional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges have ways for students with financial need to get help covering these fees.

The Cost of Transportation at Union College

The cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are not allowed to park a car on campus.

The location of a college or university can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city can be expensive, but cities may offer more buses, trains or affordable flights to actually get to school. The Union College campus is located in a urban setting in New York.

Other Costs

When estimating your budget for college, don’t forget to consider personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for Union College

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Now, let’s look at the breakdown of all expenses, to get a better estimate of how much students can expect to shell out for Union College.

Total Cost of Union College

What will the cost of attending Union College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$63,603
Room and Board	$15,768
Other expenses	$600

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$81,822
Off-Campus	$65,454

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Union College Financial Aid

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The majority of Union College undergrads use financial aid to to cover the cost of tuition. In 2022, 1,161 of the 2,096 undergrads enrolled received financial aid. Union College meets 100% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $51,611 a year. Around 57% of Union College undergrads take out student loans to cover any remaining costs. Union College graduates who have student loans graduate with an average of $36,408 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,601
State Loans	$38,121
Union College-Specific Loans	$10,536
Private Loans	$53,346

Most Common Loans for Union College Students
Federal Loans	54%
State loans	2%
Institutional Loans	22%
Private loans	10%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Union College financial aid, keep reading, or visit their financial aid website.

Scholarships at Union College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Union College awarded 1,159 need-based scholarships to students, giving away total of $53.4 million to help students with financial need cover the cost of school. An additional $10.89 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Union College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Union College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Union College was $51,611 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Union College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$30,211
Off-Campus	$13,843

What will attending Union College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Union College's net cost calculator on their website.

Union College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Union College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Union College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Union College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Union College

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