The Southern Baptist Theological Seminary

In 2008, tuition for full-time students at The Southern Baptist Theological Seminary was $11,400 a year.

Tuition was the same price in 2022 as it was the year before. On average, college tuition goes up about 3% every year.

Remember, the "sticker price" of tuition does not give you enough information to determine the actual cost of attending any given college. Many students pay far less than the sticker price after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.

Does The Southern Baptist Theological Seminary Offer In-State and Out-of-State Tuition?

The Southern Baptist Theological Seminary is a private, religious institution, which means it has the same tuition for students from KY as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Take the time to confirm your state's eligibility criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other KY colleges

The Southern Baptist Theological Seminary International Student Tuition

SBTS has the same tuition for international students as for those from out of state.

International students usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or SBTS-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at SBTS:

•On-campus jobs •SBTS-specific loans •SBTS-specific scholarships

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The Southern Baptist Theological Seminary Room, Board, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at SBTS.

Room and Board Costs at SBTS

Housing and campus dining at SBTS is $7,450 a year. This number covers the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat all or some of your meals the school dining halls.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at SBTS?

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be additional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges offer ways for students with financial need to get help covering these costs.

The Cost of Transportation at SBTS

The total cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. At SBTS, freshman are allowed to park on campus.

Where are a college is located can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city might be expensive, but cities may offer more buses, trains or low-cost flight options to actually get to school. The Southern Baptist Theological Seminaryis in a in KY.

Other Costs

When budgeting for college, don’t forget to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for The Southern Baptist Theological Seminary

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Now, let’s look at the breakdown of all expenses, to get a better idea of what is really costs to go to SBTS.

Total Cost of SBTS

What will the cost of attending SBTS be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$11,400
Room and Board	$7,450
Other expenses	$1,500

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$22,546
Off-Campus	$15,096

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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The Southern Baptist Theological Seminary Financial Aid

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In 2022, 67 of the 668 undergrads enrolled received financial aid.

The average financial aid package for a full-time, first-year student is around $840 a year. Around 30% of SBTS undergrads take out student loans to cover any remaining costs. SBTS graduates who have student loans graduate with an average of $18,258 of student loan debt.

Most Common Loans for SBTS Students

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on SBTS financial aid, keep reading, or visit their financial aid website.

Scholarships at The Southern Baptist Theological Seminary

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, SBTS awarded 67 need-based scholarships to students, giving away total of $300000 thousand to help students with financial need cover the cost of school. An additional $230000 thousand in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of The Southern Baptist Theological Seminary

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for SBTS students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at SBTS was $840 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of SBTS seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$21,706
Off-Campus	$14,256

What will attending SBTS really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the SBTS's net cost calculator on their website.

The Southern Baptist Theological Seminary Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

SBTS Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About The Southern Baptist Theological Seminary

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