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Colleges / St. Mary's College of Maryland

St. Mary's College of Maryland Tuition Information

In 2021, tuition for full-time students at St. Mary's College of Maryland was $12,116 a year for in-state students and $28,192 a year for out-of-state students. On average, colleges raise tuition about 3 percent each year.

If these numbers feel scary, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay for college more manageable.

Does St. Mary's College of Maryland Offer In-State and Out-of-State Tuition?

St. Mary's College of Maryland is a public, state institution, so it offers a reduced tuition rate of $12,116 for in-state students who attend full-time.

Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for students who are residents of that state.

Choosing a college where you qualify for in-state can cut the cost of college tuition. Every state has their own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school.

Explore other Maryland colleges

St. Mary's College of Maryland International Student Tuition

St. Mary's College of Maryland has the same tuition for international students as for those from out of state.

International students are not eligible for federal financial aid, but may be eligible for school-specific aid and scholarships. International students with need may be eligible for the following types of financial support:

Loans from outsideSt. Mary's College of Maryland

St. Mary's College of Maryland-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

St. Mary's College of Maryland Living Expenses and Other Costs

In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies.

Room and Board at St. Mary's College of Maryland

Room and board at St. Mary's College of Maryland is $13,595 a year. This includes the cost of living in dorms or other campus housing, plus a meal plan that allows you to eat in the school dining facilities. Students who live off campus but still want to use the dining facility can pay for a meal plan. The cost of board-only is $7,850.

Board costs may vary depending on how many meals are included in the meal plan you choose.

Cost of Books at St. Mary's College of Maryland

The cost of books often surprises first-year college students. At St. Mary's College of Maryland, you can expect to pay about $800 a year for books and supplies. This does not count the initial cost of a computer or other technology. The actual cost of books depends on the courses you take and the materials required.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs. Full-time undergrads at St. Mary's College of Maryland pay $3,008 in fees each academic year.

There may also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team, may mean additional fees.

Transportation costs

The total cost of transportation in college can really vary. It depends on if you drive or fly to get to school, own a car, or if you prefer to walk or take public transportation to get around campus.

A school's location can impact transportation costs. The St. Mary's College of Maryland campus is in a rural setting in Maryland. First-year students are allowed to park a car on campus.

For St. Mary's College of Maryland students, $520 is good ballpark for transportation costs for on-campus students. $5,745 is a good estimate for transportation costs for students who live off campus.

Other College Costs

When creating a budget for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

Let’s look at the breakdown of all expenses, which can add up for both on-campus and off-campus students.

How much does St. Mary's College of Maryland cost?

2021 Total Tuition and Expenses
In-state Tuition $12,116
Out-of-State Tuition $28,192
Room and Board $13,595
Board Only $5,745
Books and Supplies $800
Yearly Fees $3,008
Transportation $520
Other expenses $1,108
Total Estimated Costs

Tuition and fees may vary depending on program, course level, location, and more.

St. Mary's College of Maryland’s tuition and fees change based on: Course load for both full and part-time students

St. Mary's College of Maryland Financial Aid

The majority of St. Mary's College of Maryland undergrads use financial aid to to cover the cost of tuition. In 2021, 748 of the 1,488 undergrads enrolled received financial aid. St. Mary's College of Maryland meets 72 percent of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $16,028 a year. Around 60.08 percent of St. Mary's College of Maryland undergrads take out student loans to cover any remaining costs. St. Mary's College of Maryland graduates who have student loans graduate with an average of $28,177 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans $22,114
State Loans $0
St. Mary's College of Maryland-Specific Loans $0
Private Loans $40,582
Most Common Loans for St. Mary's College of Maryland Students
Federal Loans 58.82%
Private loans 9.66%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on St. Mary's College of Maryland financial aid, keep reading, or visit their financial aid website.

Scholarships at St. Mary's College of Maryland

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2021, St. Mary's College of Maryland awarded 643 need-based scholarships to students, giving away total of $8,644,809 to help students with financial need cover the cost of school. An additional $2,221,375 in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of St. Mary's College of Maryland

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for St. Mary's College of Maryland students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at St. Mary's College of Maryland was $16,028 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of St. Mary's College of Maryland seem more manageable.

Estimated Net Cost for Full-Time Students
Net In-state, Off-campus $6,749
Out-of-State, On-Campus $30,675

What will attending St. Mary's College of Maryland really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the St. Mary's College of Maryland's net cost calculator on their website.

St. Mary's College of Maryland Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

St. Mary's College of Maryland does not have guaranteed tuition.

The school offers a Prepaid Tuition Plan, which is a type of college savings plan that enables people to purchase future credits for their children at today's rate. It is best for people who are sure they or their child will attend a public school in their state.

St. Mary's College of Maryland offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does St. Mary's College of Maryland offer tuition waivers?

Schools sometimes offer tuition waivers to certain groups to cover some or all of the cost of tuition. Some schools offer them for employees and their family, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student

St. Mary's College of Maryland has some full or partial tuition waivers available for: Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

St. Mary's College of Maryland Tuition & Fees

Tuition & Fees

$29,519

In State

$45,595

Out-of-State
Cost Breakdown
In State
Out-of-State
State Tuition
$12,116
$28,192
Fees
$3,008
$3,008
Housing
$13,595
$13,595
Books
$800
$800

St. Mary's College of Maryland Financial Aid

Students Who Receive Need-Based Aid

45%

Average Financial Aid Package

$14,914

© 2021 College Confidential / Concentrical LLC, Data provided by IPEDs and Peterson's Databases, © 2020 Peterson's LLC.

Quick Facts

Total Enrollment

1,510

Campus Setting

Rural

Acceptance Rate

79%

Tuition and Fees

In State

$15,124

Out-of-State

$31,200

Fall Freshmen
Application Deadline

Jan 15
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