In 2022, tuition for full-time St. Mary's College of Maryland students was $12,116 a year for in-state students and $28,192 a year for out-of-state students.
Usually, colleges raise tuition about 3% each year.
If this information makes going to college sound impossible, remember, the "sticker price" of tuition doesn't always tell the full story. Many students find the actual cost of college is much less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college feel more doable until after graduation.
International students can expect to pay 28,192 per year for tuition at St. Mary's College of Maryland.
St. Mary's College of Maryland is a public, state institution, so it offers a reduced tuition rate of $12,116 for students who qualify as state residents and attend full-time. For students who are not considered Maryland-residents, out-of-state tuition is $28,192 a year.
Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Choosing a school where you qualify for the reduced tuition offered to state residentscan drastically reduce the overall cost of college. Be sure to check your state's eligibility criteria for in-state residency. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements as well, depending on where you live.
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St. Mary's College of Maryland has the same tuition for international students as for those from out of state.
International students at St. Mary's College of Maryland can expect to pay around $28,192 per year, before any scholarships or financial aid.
Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities.. International students who demonstrate financial need may be eligible for the following types of financial support at St. Mary's College of Maryland:
•Loans from outsideSt. Mary's College of Maryland •St. Mary's College of Maryland-specific scholarships
International students without financial need may be eligible for merit-based institutional scholarships.
Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at St. Mary's College of Maryland.
Room and board at St. Mary's College of Maryland is $13,867 a year. This number includes the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the school dining facilities. Students who live off campus but still want to use the dining facilities can pay for a meal plan. The cost of a mean plan, or board-only, is $8,007.
Meal-plan costs vary based on on how many meals are included in the plan you choose.
The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
Most schools also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.
Keep in mind, there could also be additional fees associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have resources for students with financial need to find ways to lower or eliminate these fees.
The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.
The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city is usually costly, but cities may offer more trains, busses or low-cost flight options to actually get to school. St. Mary's College of Marylandis located in a rural setting in Maryland.
When you're planning for college, be sure to factor in the cost of things like entertainment, clothes, furnishings and toiletries.
Now, let’s do a rundown of all of the costs associated with college, to get a better idea of how much students can expect to shell out for St. Mary's College of Maryland.
What will the cost of attending St. Mary's College of Maryland be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$13,867|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
Tuition and fees may vary depending on program, course level, location, and more.
St. Mary's College of Maryland’s tuition and fees change based on: •Course load for both full and part-time students
In 2022, 711 of the 1,526 undergrads enrolled received financial aid. St. Mary's College of Maryland meets 77% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $18,011 a year. Around 59% of St. Mary's College of Maryland undergrads take out student loans to cover any remaining costs. St. Mary's College of Maryland graduates who have student loans graduate with an average of $27,212 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for St. Mary's College of Maryland Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on St. Mary's College of Maryland financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, St. Mary's College of Maryland awarded 610 need-based scholarships to students, giving away total of $8.8 million to help students with financial need cover the cost of school. An additional $2.67 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for St. Mary's College of Maryland students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at St. Mary's College of Maryland was $18,011 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of St. Mary's College of Maryland seem more manageable.
|Estimated Net Cost for Full-Time Students|
|Net In-state, Off-campus||$4,973|
Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.
What will attending St. Mary's College of Maryland really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the St. Mary's College of Maryland's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
St. Mary's College of Maryland offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.
Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.
St. Mary's College of Maryland has some full or partial tuition waivers available for: - Employees or Children of Employees
Check the financial aid website for more information on payment plans and tuition waivers.
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