In 2022, tuition for full-time students at Seattle Pacific University was $37,965 a year.
Tuition increased 4% in 2023–from $36,504 the prior year. On average, college tuition rises about 3% year.
If this information makes going to college feel scary, remember, the displayed price of tuition doesn't give you enough information to determine the actual cost of attending any given college. Many students owe a lot less than the total tuition after grants, scholarships, and tuition discounts kick in. And, student loans can make theactual cost of attending college more manageable until after graduation.
Seattle Pacific University meets 82.6% of the demonstrated financial need for undergraduates. First-year students that attend Seattle Pacific University full-time are awarded $35,463 a year in financial aid, on average.
Graduates in the class of 2023 had an average of $28,266 in student loans per borrower.
Seattle Pacific University is a private, religious institution, which means it has the same tuition for residents of Washington as it does for students who live in other states.
Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Attending a college where you are eligible for in-state tuition can drastically reduce the cost of tuition, as well as loans and interest owed. Take the time to confirm your state's eligibility criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently live in.
Seattle Pacific University has the same tuition for international students as for those from out of state.
Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may qualify for private or Seattle Pacific University-specific grants, scholarships, and other funding opportunities.
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Seattle Pacific University.
Room and board at Seattle Pacific University is $15,498 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the Seattle Pacific University's on-campus cafeterias and dining facilities. Students who live off campus but still want to use the dining facilities can opt-in for a meal plan. The cost of board-only is $7,902.
Meal-plan costs can depend on the number of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Most colleges offer ways for students who may struggle to participate because of cost can get help covering these costs.
The total cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use public transportation? All of these questions can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.
Where are a college is located can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city can be expensive, but cities may offer more buses, trains or low-cost flight options to actually get to school. Seattle Pacific Universityis located in a city in Washington.
When estimating your budget for college, don’t forget to factor in the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.
Now, let’s go over all of the costs we've covered, to get a better idea of what is really costs to go to Seattle Pacific University.
What will the cost of attending Seattle Pacific University be? Here is a breakdown of tuition and expenses.
|2023 Total Tuition and Expenses
|Room and Board
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Seattle Pacific University undergrads use financial aid to to cover the cost of tuition. In 2023, 1,545 of the 2,428 undergrads enrolled received financial aid. Seattle Pacific University meets 82.6% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $35,463 a year. Around 64.2% of Seattle Pacific University undergrads take out student loans to cover any remaining costs. Seattle Pacific University graduates who have student loans graduate with an average of $28,266 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type
|Seattle Pacific University-Specific Loans
|Most Common Loans for Seattle Pacific University Students
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Seattle Pacific University financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2023, Seattle Pacific University awarded 1,541 need-based scholarships to students, giving away total of $57.6 million to help students with financial need cover the cost of school. An additional $15.15 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Seattle Pacific University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Seattle Pacific University was $35,463 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Seattle Pacific University seem more manageable.
|Estimated Net Cost for Full-Time Students
What will attending Seattle Pacific University really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Seattle Pacific University's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Seattle Pacific University does not have guaranteed tuition.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.
Check the financial aid website for more information on payment plans and tuition waivers.
An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.
For more information about Seattle Pacific University's endowment, check with the school directly.
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