Paul Smith's College

In 2022, tuition for full-time students at Paul Smith's College was $32,012 a year.

In 2022, tuition increased 3%–from $31,080 the previous year. Usually, college tuition goes up about 3% every year.

Remember, the "sticker price" of tuition does not always tell the full story. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theactual cost of attending college more manageable until you're done with college.

In-state vs. Out-of-state Tuition at Paul Smith's College

Paul Smith's College is a private, nonprofit institution, which means it has the same tuition for students from New York as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending an insitution where you qualify for in-state tuition can save significant money on the overall cost of college. Be sure to confirm your state's guidelines for how to qualify for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other New York colleges

Do International Students Pay More to Go to Paul Smith's College?

Tuition at Paul Smith's College is the same for every student.

International students usually do not qualify for for federal financial aid, but may be eligible for private or school-specific aid and scholarships. International students with need may qualify for the following types of financial support at Paul Smith's College:

•On-campus jobs •Loans from outsidePaul Smith's College •Paul Smith's College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Paul Smith's College Room, Board, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Paul Smith's College.

House and Food Costs at Paul Smith's College

Room and board at Paul Smith's College is $13,822 a year. This number covers the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat in the school dining facilities.

Board costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at Paul Smith's College?

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have resources so that those who may struggle to participate because of cost can get help covering these fees.

The Cost of Transportation at Paul Smith's College

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. At Paul Smith's College, freshman are allowed to park on campus.

The location of a college or university can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city is sometimes pricey, but there may be more buses, trains and affordable flights to actually get to school. Paul Smith's Collegeis in a rural setting in New York.

Other Costs

When you're planning for college, be sure to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending Paul Smith's College

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Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Paul Smith's College.

How Much Does Paul Smith's College Cost?

What will the cost of attending Paul Smith's College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$32,012
Room and Board	$13,822
Other expenses	$2,000

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$48,870
Off-Campus	$33,048

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Paul Smith's College

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The majority of Paul Smith's College undergrads use financial aid to to cover the cost of tuition. In 2022, 848 of the 668 undergrads enrolled received financial aid.Around 91% of Paul Smith's College undergrads take out student loans to cover any remaining costs. Paul Smith's College graduates who have student loans graduate with an average of $16,175 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$16,175
Private Loans	$0

Most Common Loans for Paul Smith's College Students
Federal Loans	91%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Paul Smith's College financial aid, keep reading, or visit their financial aid website.

Scholarships at Paul Smith's College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Paul Smith's College awarded 428 need-based scholarships to students, giving away total of $14.8 million to help students with financial need cover the cost of school.

Paul Smith's College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Paul Smith's College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Paul Smith's College seem more manageable.

What will attending Paul Smith's College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Paul Smith's College's net cost calculator on their website.

Paul Smith's College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Paul Smith's College Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Paul Smith's College

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