Miami University Hamilton

In 2022, tuition for full-time students at Miami of Ohio Hamilton was $5,747 a year for in-state students and $16,372 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

Remember, the displayed price of tuition doesn't give you enough information to determine the actual cost of attending any given college. Many students pay far less than the sticker price after grants, scholarships, and tuition discounts are applied. Additionally, student loans can make the amount you do have to pay out of pocket feel more doable until you're done with college.

Miami University Hamilton meets 64.2% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Miami University Hamilton is around $21,854 a year.

In 2020, students graduated with an average of $28,711 in student loans for each student with debt.

Does Miami University Hamilton Offer In-State and Out-of-State Tuition?

Miami University Hamilton is a public, state institution, which means it offers a reduced tuition rate of $5,747 for in-state students who attend full-time.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you qualify for the reduced tuition offered to state residentscan drastically reduce the overall cost of college. Don't forget to check your state's rules for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on where you live.

Explore other Ohio colleges

Is Miami University Hamilton's Tuition Different for International Students?

Tuition at Miami University Hamilton is the same for each student.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may qualify for private or school-specific grants, scholarships, and other funding opportunities. International students with need may be eligible for the following types of financial support at Miami University Hamilton:

•On-campus jobs •Loans from outsideMiami University Hamilton •Miami University Hamilton-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Miami University Hamilton Room, Board, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Miami University Hamilton.

Room and Board Costs at Miami University Hamilton

Miami University Hamilton doesn't offer on-campus housing for students, so there is no cost for housing, however students should consider the cost of off-campus housing when looking at the actual cost of various schools

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at Miami University Hamilton

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have ways so that those with financial need to find ways to lower or eliminate these fees.

Transportation costs

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation.

A school's location can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city could be expensive, but there may be more buses, trains and low-cost flight options to actually get to school. The Miami University Hamilton campus is in a suburb in Ohio, near Cincinnati.

Other Costs

When estimating your budget for college, don’t forget to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Miami University Hamilton

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Now, let’s look at the breakdown of all expenses, to get a better estimate of what is really costs to go to Miami University Hamilton.

How Much Does Miami University Hamilton Cost?

What will the cost of attending Miami University Hamilton be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$5,747
Out-of-State Tuition	$16,372

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Miami University Hamilton

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The majority of Miami University Hamilton undergrads use financial aid to finance their education. In 2023, 5,788 of the 2,470 undergrads enrolled received financial aid. Miami University Hamilton meets 64.2% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $21,854 a year. Around 45.2% of Miami University Hamilton undergrads take out student loans to cover any remaining costs. Miami University Hamilton graduates who have student loans graduate with an average of $28,711 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,046
Miami University Hamilton-Specific Loans	$3,361
Private Loans	$36,000

Most Common Loans for Miami University Hamilton Students
Federal Loans	43%
Institutional Loans	6.2%
Private loans	10.4%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Miami University Hamilton financial aid, keep reading, or visit their financial aid website.

Scholarships at Miami University Hamilton

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Miami University Hamilton awarded 5,378 need-based scholarships to students, giving away total of $61.7 million to help students with financial need cover the cost of school. An additional $100.63 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Miami University Hamilton

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Miami University Hamilton students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Miami University Hamilton was $21,854 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Miami University Hamilton seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-36,150
Net In-state, Off-campus	$-10,376
Out-of-State, On-Campus	$-3,671

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Miami University Hamilton really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Miami University Hamilton's net cost calculator on their website.

Miami University Hamilton Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Miami University Hamilton Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Miami University Hamilton's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Miami University Hamilton's endowment, check with the school directly. For each full-time student, Miami University Hamilton spends about $6,965 a year.

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Learn More About Miami University Hamilton

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