Martin Luther College

On average, college tuition rises about 3% year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students owe much less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make the amount you do have to pay out of pocket feel more doable until you're done with college.

Martin Luther College meets 82% of the demonstrated financial need for undergraduates. First-year students that attend Martin Luther College full-time are awarded $15,562 a year in financial aid, on average.

Students in the class of 2023 who had taken out student loans graduated with an average of $20,773 of debt.

In-state vs. Out-of-state Tuition at Martin Luther College

Martin Luther College is a private, religious institution, so it has the same tuition for students from Minnesota as it does for students who live in other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer a lower cost of attendance for those who qualify as Minnesota residents.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Take the time to confirm your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on where you live.

Explore other Minnesota colleges

Is Martin Luther College's Tuition Different for International Students?

Tuition at Martin Luther College is the same for every student.

International students are not eligible for loans or grants from the U.S. government, but may qualify for private or Martin Luther College-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Martin Luther College:

•Martin Luther College-specific scholarships

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Martin Luther College Living Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Martin Luther College.

Room and Board Costs at Martin Luther College

Board costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at Martin Luther College

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Most colleges have ways for students with demonstrated need to get help covering these fees.

Transportation costs

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area could be expensive, but cities may offer more trains, busses or affordable flights to actually get to school. Martin Luther Collegeis in a town in Minnesota.

Other Costs

When budgeting for college, don’t forget to take into account personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Total Tuition and Expenses at Martin Luther College

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Now, let’s look at the breakdown of all expenses, to get a better estimate of how much students can expect to shell out for Martin Luther College.

How Much Does Martin Luther College Cost?

What will the cost of attending Martin Luther College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Martin Luther College

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The majority of Martin Luther College undergrads use financial aid to help pay for school. In 2023, 454 of the 757 undergrads enrolled received financial aid. Martin Luther College meets 82% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $15,562 a year. Around 96% of Martin Luther College undergrads take out student loans to cover any remaining costs. Martin Luther College graduates who have student loans graduate with an average of $20,773 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$17,630
Martin Luther College-Specific Loans	$10,830
Private Loans	$19,558

Most Common Loans for Martin Luther College Students
Federal Loans	92%
Institutional Loans	5%
Private loans	16%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Martin Luther College financial aid, keep reading, or visit their financial aid website.

Scholarships at Martin Luther College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Martin Luther College awarded 454 need-based scholarships to students, giving away total of $5.1 million to help students with financial need cover the cost of school. An additional $1.15 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Martin Luther College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Martin Luther College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Martin Luther College was $15,562 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Martin Luther College seem more manageable.

What will attending Martin Luther College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Martin Luther College's net cost calculator on their website.

Martin Luther College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Martin Luther College Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Martin Luther College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Martin Luther College's endowment, check with the school directly.

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Learn More About Martin Luther College

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