Indiana University South Bend

In 2022, tuition for full-time students at Indiana University South Bend was $7,274 a year for in-state students and $20,634 a year for out-of-state students.

On average, college tuition rises about 3% year.

If this makes attending the college of your dreams sound impossible, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is a lot less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make theactual cost of attending college feel more doable until you're done with college.

Tuition for international students at Indiana University South Bend is $20,634 per year.

In-state vs. Out-of-state Tuition at Indiana University South Bend

Indiana University South Bend is a public, state institution, which means it offers a reduced tuition rate of $7,274 for students who qualify as state residents and attend full-time. For students who are not considered Indiana-residents, out-of-state tuition is $20,634 a year.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer reduced tuition for those who qualify as Indiana residents.

Attending an insitution where you qualify for the reduced tuition offered to state residentscan drastically reduce the overall cost of college. Don't forget to verify your state's guidelines for how to qualify for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements as well, depending on where you live.

Explore other Indiana colleges

Indiana University South Bend International Student Tuition

IU South Bend has the same tuition for international students as for those from out of state.

International students at Indiana University South Bend usually pay around $20,634 per year, before any scholarships or financial aid.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but should research private or IU South Bend-specific aid and scholarships.

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Indiana University South Bend Housing Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at IU South Bend.

House and Food Costs at IU South Bend

Board costs may vary depending on the numnber of meals you intend to eat on-campus

How Much Do Books Cost at IU South Bend?

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools offer ways so that those with demonstrated need to get help covering these costs.

Transportation costs

The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these questions can drastically impact your estimated cost of transportation. At IU South Bend, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city could be pricey, but cities may offer more buses, trains and low-cost flight options to actually get to school. The Indiana University South Bend campus is located in a suburban setting in Indiana, not far from Chicago.

Other Costs

When you're planning for college, be sure to take into account personal expenses, like entertainment, clothes, furnishings and toiletries.

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The Full Cost of Attending Indiana University South Bend

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Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for IU South Bend.

How Much Does IU South Bend Cost?

What will the cost of attending IU South Bend be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$7,274
Out-of-State Tuition	$20,634
Other expenses	$2,170

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

IU South Bend’s tuition and fees change based on: •Academic program for both full and part-time students •Course load for part-time students

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Indiana University South Bend Financial Aid

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The majority of Indiana University South Bend undergrads use financial aid to to cover the cost of tuition. In 2022, 2,055 of the 3,865 undergrads enrolled received financial aid. IU South Bend meets 70.8% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $8,648 a year. Around 65.4% of IU South Bend undergrads take out student loans to cover any remaining costs. IU South Bend graduates who have student loans graduate with an average of $22,486 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,037
Private Loans	$11,028

Most Common Loans for IU South Bend Students
Federal Loans	65%
Private loans	3.5%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on IU South Bend financial aid, keep reading, or visit their financial aid website.

Scholarships at Indiana University South Bend

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, IU South Bend awarded 1,820 need-based scholarships to students, giving away total of $16.4 million to help students with financial need cover the cost of school. An additional $2.69 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Indiana University South Bend

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for IU South Bend students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at IU South Bend was $8,648 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of IU South Bend seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-6,205.46
Net In-state, Off-campus	$2,442.54
Out-of-State, On-Campus	$15,802.6

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending IU South Bend really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the IU South Bend's net cost calculator on their website.

Indiana University South Bend Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

IU South Bend offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Indiana University South Bend Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

IU South Bend has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Indiana University South Bend

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To learn more about IU South Bend, choose from the options below:

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