Garrett College

In 2021, tuition for full-time students at Garrett College was $7,980 a year for in-state students and $9,772 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is a lot less than the sticker price after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make thecost of college feel more doable until you're done with college.

Garrett College: In-state vs. Out-of-State Tuition

Garrett College is a public, state institution, so it offers a reduced tuition rate of $7,980 for students who qualify as state residents and attend full-time.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for students who are residents of that state.

Attending a college where you are eligible for the reduced tuition offered to state residentscan save students a lot of money on the cost of tuition, as well as loans and interest owed. Take the time to verify your state's criteria for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements as well, depending on where you live.

Explore other Maryland colleges

Tuition for International Students at Garrett College

Garrett has the same tuition for international students as for those from out of state.

International students usually do not qualify for for federal financial aid, but should research private or school-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Garrett College Room, Board, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Garrett.

Room and Board Costs at Garrett

Room and board at Garrett costs $7,760 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat in the Garrett's on-campus cafeterias and dining halls.

Meal-plan costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Garrett

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer ways for students who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Transportation costs

The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is usually costly, but cities may offer more trains, busses or affordable flights to actually get to school. The Garrett College campus is in a rural setting in Maryland.

Other Costs

When budgeting for college, don’t forget to factor in personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at Garrett College

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to Garrett.

Total Cost of Garrett

What will the cost of attending Garrett be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$7,980
Out-of-State Tuition	$9,772
Room and Board	$7,760
Other expenses	$2,700

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Garrett College

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In 2022, 329 of the 754 undergrads enrolled received financial aid. Garrett meets 55.19% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $7,882 a year. Around 70% of Garrett undergrads take out student loans to cover any remaining costs. Garrett graduates who have student loans graduate with an average of $8,716 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$8,589
Private Loans	$10,200

Most Common Loans for Garrett Students
Federal Loans	70%
Private loans	1%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Garrett financial aid, keep reading, or visit their financial aid website.

Scholarships at Garrett College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Garrett awarded 312 need-based scholarships to students, giving away total of $1.9 million to help students with financial need cover the cost of school. An additional $350000 thousand in merit-based scholarship money was awarded to students without demonstrated financial need.

Garrett College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Garrett students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Garrett was $7,882 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Garrett seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$4,880
Net In-state, Off-campus	$6,302
Out-of-State, On-Campus	$14,554

What will attending Garrett really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Garrett's net cost calculator on their website.

Garrett College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Garrett Tuition Waivers

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Garrett College

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