Elms College

In 2022, tuition for full-time students at Elms College was $38,733 a year.

Tuition increased 3% in 2022–from $37,605 the previous year. On average, college tuition rises about 3% year.

Remember, the "sticker price" of tuition doesn't tell the full story. Many students owe far less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.

Elms College: In-state vs. Out-of-State Tuition

Elms College is a private, religious institution, which means it has the same tuition for students from Massachusetts as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Don't forget to check your state's guidelines for how to qualify for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently reside in.

Explore other Massachusetts colleges

Is Elms College's Tuition Different for International Students?

Tuition at Elms College is the same for every student.

International students usually do not qualify for for federal financial aid, but may be eligible for private or school-specific aid and scholarships.

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Elms College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Elms College.

House and Food Costs at Elms College

Room and board at Elms College is $14,827 a year. This number covers the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat all or some of your meals the Elms College's on-campus cafeterias and dining facilities.

Board costs may vary depending on how many meals are included in the plan you choose.

How Much Do Books Cost at Elms College?

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have resources so that those with financial need to get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Elms College

The total cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or are you planning to use public transportation? All of these questions can drastically impact your transportation budget. At Elms College, freshman are allowed to park on campus.

Where are a college is located can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city may be pricey, but cities may offer more buses, trains or low-cost flight options to actually get to school. Elms Collegeis located in a suburban setting in Massachusetts.

Other Costs

When creating a budget for college, be sure to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Elms College

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of the actual cost of attending Elms College.

How Much Does Elms College Cost?

What will the cost of attending Elms College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$38,733
Room and Board	$14,827
Other expenses	$1,666

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$58,626
Off-Campus	$43,799

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Elms College’s tuition and fees change based on: •Campus location for part-time students •Academic program for part-time students

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Elms College Financial Aid

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The majority of Elms College undergrads use financial aid to finance their education. In 2022, 795 of the 1,060 undergrads enrolled received financial aid. Elms College meets 66% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $31,523 a year. Around 86% of Elms College undergrads take out student loans to cover any remaining costs. Elms College graduates who have student loans graduate with an average of $43,933 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$29,143
Private Loans	$28,994

Most Common Loans for Elms College Students
Federal Loans	86%
Private loans	31%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Elms College financial aid, keep reading, or visit their financial aid website.

Scholarships at Elms College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Elms College awarded 795 need-based scholarships to students, giving away total of $18.3 million to help students with financial need cover the cost of school. An additional $2.38 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Elms College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Elms College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Elms College was $31,523 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Elms College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$27,103
Off-Campus	$12,276

What will attending Elms College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Elms College's net cost calculator on their website.

Elms College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Elms College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Elms College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Elms College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Elms College

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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