Cottey College

In 2021, tuition for full-time students at Cottey College was $23,350 a year.

Tuition was the same price in 2023 compare to the year before. On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students owe a lot less than the total tuition after grants, scholarships, and tuition discounts are applied. And, student loans can make theprice of collegemore manageable until after graduation.

Cottey College meets 93% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Cottey College is around $30,349 a year.

Graduates in the class of 2023 had an average of $4,488 in student loans per borrower.

Does Cottey College Offer In-State and Out-of-State Tuition?

Cottey College is a private, nonprofit institution, so it has the same tuition for students from Missouri as it does for students who live in other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Don't forget to verify your state's rules for in-state residency. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on the state you and your parents currently reside in.

Explore other Missouri colleges

Is Cottey College's Tuition Different for International Students?

Cottey College has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for federal financial aid, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities. International students who demonstrate financial need may be eligible for the following types of financial support at Cottey College:

•On-campus jobs •Cottey College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Cottey College Room, Board, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Cottey College.

Room and Board Costs at Cottey College

Housing and campus dining at Cottey College costs $8,620 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat in the Cottey College's on-campus cafeterias and dining facilities.

Board costs can depend on the number of meals you intend to eat on-campus

How Much Do Books Cost at Cottey College?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges offer ways for students with demonstrated need to find ways to lower or eliminate these fees.

The Cost of Transportation at Cottey College

The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use public transportation? All of these questions can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area could be pricey, but there may be more buses, trains or affordable flights to actually get to school. Cottey Collegeis in a town in Missouri, near Kansas City.

Other Costs

When creating a budget for college, be sure to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Financial Breakdown for Cottey College

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for Cottey College.

How Much Does Cottey College Cost?

What will the cost of attending Cottey College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$23,350
Room and Board	$8,620

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$33,580
Off-Campus	$24,960

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Cottey College’s tuition and fees change based on: •Course load for part-time students

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Cottey College Financial Aid

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The majority of Cottey College undergrads use financial aid to to cover the cost of tuition. In 2023, 299 of the 311 undergrads enrolled received financial aid. Cottey College meets 93% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $30,349 a year. Around 64% of Cottey College undergrads take out student loans to cover any remaining costs. Cottey College graduates who have student loans graduate with an average of $4,488 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$4,306
Private Loans	$3,771

Most Common Loans for Cottey College Students
Federal Loans	64%
Private loans	3%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Cottey College financial aid, keep reading, or visit their financial aid website.

Scholarships at Cottey College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Cottey College awarded 296 need-based scholarships to students, giving away total of $6.6 million to help students with financial need cover the cost of school.

Net Cost of Cottey College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Cottey College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Cottey College was $30,349 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Cottey College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$3,231
Off-Campus	$-5,389

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Cottey College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Cottey College's net cost calculator on their website.

Cottey College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Cottey College does not have guaranteed tuition.

Cottey College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Cottey College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Cottey College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Cottey College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Cottey College's endowment was valued at $123.2 million in 2023, compared to a national average of $905 million. The school spends $27,667 for each full-time student enrolled.

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Learn More About Cottey College

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