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Colleges / Concordia University, St. Paul

Concordia St Paul Tuition Information

In 2021, tuition for full-time students at Concordia University, St. Paul was $23,900 a year.

Tuition increased 2.14 percent in 2021, from $23,400 the prior year. On average, college tuition rises about 3 percent a year.

If these numbers seem daunting, remember, the "sticker price" of tuition doesn't give you enough information to determine the actual cost. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay for college more manageable.

In-state vs. Out-of-state Tuition at Concordia St Paul

Concordia University, St. Paul is a private, religious institution, so it has the same tuition for residents of Minnesota as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for students who are residents of that state.

Attending a school where you qualify for in-state tuition can save significant money on the overall cost of college. Every state has their own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school.

Explore other Minnesota colleges

Concordia St Paul International Student Tuition

Concordia St Paul has the same tuition for international students as for those from out of state.

International students are not eligible for federal financial aid, but may be eligible for school-specific aid and scholarships. International students with need may be eligible for the following types of financial support:

Athletic Awards

Concordia St Paul-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

Concordia St Paul Living Expenses and Other Costs

In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies.

Room and Board at Concordia St Paul

Room and board at Concordia St Paul is $9,900 a year. This includes the cost of living in dorms or other campus housing, plus a meal plan that allows you to eat in the school dining facilities.

Board costs may vary depending on how many meals are included in the meal plan you choose.

Cost of Books at Concordia St Paul

The cost of books often surprises first-year college students. At Concordia St Paul, you can expect to pay about $2,000 a year for books and supplies. This does not count the initial cost of a computer or other technology. The actual cost of books depends on the courses you take and the materials required.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team, may mean additional fees.

Transportation costs

The total cost of transportation in college can really vary. It depends on if you drive or fly to get to school, own a car, or if you prefer to walk or take public transportation to get around campus.

A school's location can impact transportation costs. The Concordia University, St. Paul campus is in a urban setting in Minnesota, not far from Minneapolis-St. Paul. First-year students are allowed to park a car on campus.

For Concordia St Paul students, $2,000 is good ballpark for transportation costs for on-campus students.

Other College Costs

When creating a budget for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

Let’s look at the breakdown of all expenses, which can add up for both on-campus and off-campus students.

How much does Concordia St Paul cost?

2021 Total Tuition and Expenses
Tuition $23,900
Room and Board $9,900
Books and Supplies $2,000
Transportation $2,000
Total Estimated Costs
On-Campus $35,800
Off-Campus $25,900

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Concordia St Paul’s tuition and fees change based on: Academic program for both full and part-time students

Concordia University, St. Paul Financial Aid

The majority of Concordia St Paul undergrads use financial aid to to cover the cost of tuition. In 2021, 1,790 of the 3,543 undergrads enrolled received financial aid. Concordia St Paul meets 49 percent of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $20,739 a year. Around 67 percent of Concordia St Paul undergrads take out student loans to cover any remaining costs. Concordia St Paul graduates who have student loans graduate with an average of $35,796 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans $22,918
State Loans $38,233
Concordia St Paul-Specific Loans $0
Private Loans $40,417
Most Common Loans for Concordia St Paul Students
Federal Loans 66%
State loans 2%
Private loans 20%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Concordia St Paul financial aid, keep reading, or visit their financial aid website.

Scholarships at Concordia St Paul

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2021, Concordia St Paul awarded 1,731 need-based scholarships to students, giving away total of $19,251,625 to help students with financial need cover the cost of school. An additional $2,648,541 in merit-based scholarship money was awarded to students without demonstrated financial need.

Concordia University, St. Paul Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Concordia St Paul students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Concordia St Paul was $20,739 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Concordia St Paul seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus $15,061
Off-Campus $5,161

What will attending Concordia St Paul really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Concordia St Paul's net cost calculator on their website.

Concordia St Paul Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Concordia St Paul does not have guaranteed tuition.

The school offers a Prepaid Tuition Plan, which is a type of college savings plan that enables people to purchase future credits for their children at today's rate. It is best for people who are sure they or their child will attend a public school in their state.

Concordia St Paul offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Concordia University, St. Paul offer tuition waivers?

Schools sometimes offer tuition waivers to certain groups to cover some or all of the cost of tuition. Some schools offer them for employees and their family, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student

Concordia St Paul has some full or partial tuition waivers available for: Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Concordia St Paul Tuition & Fees

Tuition & Fees

$35,800

In State

$35,800

Out-of-State
Cost Breakdown
In State
Out-of-State
State Tuition
$23,900
$23,900
Fees
Unknown
Unknown
Housing
$9,900
$9,900
Books
$2,000
$2,000

Concordia St Paul Financial Aid

Students Who Receive Need-Based Aid

73%

Average Financial Aid Package

$14,954

© 2021 College Confidential / Concentrical LLC, Data provided by IPEDs and Peterson's Databases, © 2020 Peterson's LLC.

Quick Facts

Total Enrollment

5,567

Campus Setting

Urban

Acceptance Rate

69%

Tuition and Fees

In State

$23,900

Out-of-State

$23,900

Fall Freshmen
Application Deadline

Aug 1
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