In 2021, tuition for full-time students at Central College was $19,250 a year.
Tuition increased 3.49% in 2021–from $18,600 the prior year. On average, college tuition rises about 3%ba year.
If this makes attending the college of your dreams seem daunting, remember, the "sticker price" of tuition doesn't tell the full story. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make the amount you do have to pay out of pocket feel more doable until you've finishing school and found a job.
Central College is a private, religious institution, so it has the same tuition for students from Iowa as it does for students who live in other states.
Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for students who are residents of that state.
Choosing a college where you qualify for in-state status can cut the cost of college tuition. Don't forget to check your state's guidelines for how to qualify for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on where you live.
Central College has the same tuition for international students as for those from out of state.
Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities.. International students with need may be eligible for the following types of financial support at Central College:
International students without financial need may be eligible for merit-based institutional scholarships.
Tuition is not the only cost of attending college;there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Central College.
Room and board at Central College costs $10,552 a year. This includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the Central College's on-campus cafeterias and dining facilities. Students who do not live on-campus but would like to be able to eat in the campus dining can choose to be on a meal plan. The cost of a mean plan, or board-only, is $4,892.
Meal-plan costs vary based on on how many meals are included in the plan you choose.
First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. . The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.
The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.
Keep in mind, there could also be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools offer ways so that those who may struggle to participate because of cost can get help covering these costs.
The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school?. Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation. At Central College, freshman are allowed to park on campus.
A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is often costly, but there may be more trains, busses or low-cost flight options to actually get to school. The Central College campus is in a small town setting in Iowa, not far from Des Moines and Iowa.
When estimating your budget for college, don’t forget to consider personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo .
Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to Central College.
|2021 Total Tuition and Expenses|
|Room and Board||$10,552|
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Central College undergrads use financial aid to finance their education. In 2021, 740 of the 1,120 undergrads enrolled received financial aid. Central College meets 75.7% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $15,506 a year. Around 83% of Central College undergrads take out student loans to cover any remaining costs. Central College graduates who have student loans graduate with an average of $35,379 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Central College-Specific Loans||$6,630|
|Most Common Loans for Central College Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Central College financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2021, Central College awarded 740 need-based scholarships to students, giving away total of $8.1 million to help students with financial need cover the cost of school. An additional $2.77 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Central College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Central College was $15,506 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Central College seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Central College really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Central College's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Central College does not have guaranteed tuition.
A Prepaid Tuition Plan is not available for Central College students.
Central College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.
Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.
Central College has some full or partial tuition waivers available for: - International Students - Employees or Children of Employees
Check the financial aid website for more information on payment plans and tuition waivers.
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