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Will Separated Dad's Income Be Counted at FinAid Time?
Applying to College

Will Separated Dad's Income Be Counted at FinAid Time?

Question: My ex and I have been separated for 9 years but have never gotten divorced. My ex pays child support, but I have full …

Why Do Merit Aid Applications Ask About EFC?
Applying to College

Why Do Merit Aid Applications Ask About EFC?

Question: On a MERIT based scholarship, why do they ask for the EFC? My husband and I have been very frugal and have enough money…

Is Extra Income for Mom Worth a Higher EFC?
Applying to College

Is Extra Income for Mom Worth a Higher EFC?

Question: My son has a decent financial aid package with a large grant, work-study, and subsidized Stafford and Perkins loans. (W…

We don't think we'll qualify for need-based aid. Do we apply anyway?
Applying to College

We don't think we'll qualify for need-based aid. Do we apply anyway?

Question: We are a family that is unlikely to qualify for need-based financial aid. We are getting mixed signals as to whether we…

Help ... Our EFC is Way Too High!
Applying to College

Help ... Our EFC is Way Too High!

Question: I receive disability payments but the online EFC calculator tells me that our family 's Expected Contribution is $33,00…

What Happens to Student Whose Parents Can't Pay for College as Expected?
Applying to College

What Happens to Student Whose Parents Can't Pay for College as Expected?

Question: I will be a freshman at USC in January 2012. I never applied for financial aid because my parents said not to. However,…

Should Single Mom Use Savings or Loans to Pay for Son's College?
Applying to College

Should Single Mom Use Savings or Loans to Pay for Son's College?

Question: I am a single mom with a son who is going to a state school in the fall (approx $18-20,000/year). I have $43,000 saved.…

Is it Unlawful for College to Use Profile EFC and Not Federal?
Applying to College

Is it Unlawful for College to Use Profile EFC and Not Federal?

Question: My son did not receive any financial aid from the college he will attend, but he received a federal loan and work study…

Financial Help When Parents CAN Pay for College but WON'T
Applying to College

Financial Help When Parents CAN Pay for College but WON'T

Question: I am a sophomore in high school and a very competitive student. When I graduate, I plan to attend a very competitive sc…

"Hiding" Assets from Financial Aid Officers
Paying for College

"Hiding" Assets from Financial Aid Officers

Question: We are not a wealthy family and should ordinarily qualify for a lot of need-based financial aid, but we recently came i…

Help for Single Mom Losing Child Support for 18-Year-Old
Applying to College

Help for Single Mom Losing Child Support for 18-Year-Old

Question: My daughter is planning on attending college fall 2011 at the University of North Carolina in Charlotte. She turned 18 …

Must Stepfather's Income Be Part of Financial Aid Formula?
Applying to College

Must Stepfather's Income Be Part of Financial Aid Formula?

Question: My mother got remarried several years ago. My stepfather is the only one who works, and he makes too much money for us …

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