Hardin-Simmons University

In 2022, tuition for full-time students at Hardin-Simmons was $30,694 a year.

In 2023, tuition increased 3.96%–from $29,526 the prior year. Usually, college tuition goes up about 3% every year.

Remember, the advertized cost of tuition doesn't always give you enough information to determine the actual cost of attending any given college. Many students pay much less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay for college feel more doable until you're done with college.

Hardin-Simmons University meets 81% of the demonstrated financial need for undergraduates. First-year students that attend Hardin-Simmons University full-time are awarded $33,632 a year in financial aid, on average.

In 2020, students graduated with an average of $32,230 in student loans for each student with debt.

In-state vs. Out-of-state Tuition at Hardin-Simmons University

Hardin-Simmons University is a private, religious institution, which means it has the same tuition for residents of Texas as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending a school where you qualify for the reduced tuition offered to state residentscan save students a lot of money on the cost of tuition, as well as loans and interest owed. Be sure to check your state's requirements for as an in-state resident. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements too, depending on the state you and your parents currently live in.

Explore other Texas colleges

Tuition for International Students at Hardin-Simmons University

Tuition at Hardin-Simmons University is the same for every student.

International students are not eligible for federal financial aid, but may be eligible for private or Hardin-Simmons University-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships.

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Hardin-Simmons University Living Expenses, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Hardin-Simmons University.

House and Food Costs at Hardin-Simmons University

Room and board at Hardin-Simmons University is $10,393 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the school dining facilities.

Meal-plan costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at Hardin-Simmons University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer ways so that those with demonstrated need to get help covering these fees.

Transportation costs

The cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your transportation budget. At Hardin-Simmons University, freshman are allowed to park on campus.

A school's location can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city is usually costly, but there may be more buses, trains or low-cost flight options to actually get to school. The Hardin-Simmons University campus is in a city in Texas.

Other Costs

When budgeting for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for Hardin-Simmons University

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Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Hardin-Simmons University.

Total Cost of Hardin-Simmons University

What will the cost of attending Hardin-Simmons University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$30,694
Room and Board	$10,393

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$42,079
Off-Campus	$31,686

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Hardin-Simmons University Financial Aid

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The majority of Hardin-Simmons University undergrads use financial aid to finance their education. In 2023, 929 of the 1,631 undergrads enrolled received financial aid. Hardin-Simmons University meets 81% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $33,632 a year. Around 65% of Hardin-Simmons University undergrads take out student loans to cover any remaining costs. Hardin-Simmons University graduates who have student loans graduate with an average of $32,230 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$23,773
State Loans	$31,342
Hardin-Simmons University-Specific Loans	$4,546
Private Loans	$28,197

Most Common Loans for Hardin-Simmons University Students
Federal Loans	62%
State loans	7%
Institutional Loans	2%
Private loans	14%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Hardin-Simmons University financial aid, keep reading, or visit their financial aid website.

Scholarships at Hardin-Simmons University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Hardin-Simmons University awarded 739 need-based scholarships to students, giving away total of $6.9 million to help students with financial need cover the cost of school. An additional $21.59 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Hardin-Simmons University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Hardin-Simmons University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Hardin-Simmons University was $33,632 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Hardin-Simmons University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$8,447
Off-Campus	$-1,946

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Hardin-Simmons University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Hardin-Simmons University's net cost calculator on their website.

Hardin-Simmons University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Hardin-Simmons Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Hardin-Simmons University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Hardin-Simmons University's endowment was valued at $187.9 million in 2023, compared to a national average of $905 million. The school spends $24,522 for each full-time student enrolled.

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Learn More About Hardin-Simmons University

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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