Hardin-Simmons University

In 2021, tuition for full-time students at Hardin-Simmons University was $30,694 a year.

In 2022, tuition increased 3.96%–from $29,526 the prior year. Usually, college tuition rises about 3% year.

Remember, the "sticker price" of tuition does not give you enough information to determine the actual cost of attending any given college. Many students pay much less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theprice of collegefeel more doable until you're done with college.

In-state vs. Out-of-state Tuition at Hardin-Simmons University

Hardin-Simmons University is a private, religious institution, which means it has the same tuition for students from Texas as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you qualify for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Be sure to verify your state's guidelines for how to qualify for in-state residency. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on where you live.

Explore other Texas colleges

Hardin-Simmons University International Student Tuition

Tuition at Hardin-Simmons is the same for each student.

International students are not eligible for federal financial aid, but may be eligible for private or Hardin-Simmons-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships.

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Hardin-Simmons University Living Expenses, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Hardin-Simmons.

Room and Board Costs at Hardin-Simmons

Room and board at Hardin-Simmons is $10,393 a year. This number includes the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat all or some of your meals the school dining halls.

Meal-plan costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at Hardin-Simmons?

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be additional fees associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges offer resources for students with financial need to get help covering these costs.

The Cost of Transportation at Hardin-Simmons

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your estimated cost of transportation. At Hardin-Simmons, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city is sometimes costly, but there may be more buses, trains and low-cost flight options to actually get to school. The Hardin-Simmons University campus is in a urban setting in Texas.

Other Costs

When you're planning for college, don’t forget to consider the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending Hardin-Simmons University

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Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Hardin-Simmons.

Total Cost of Hardin-Simmons

What will the cost of attending Hardin-Simmons be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$30,694
Room and Board	$10,393

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$42,079
Off-Campus	$31,686

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Hardin-Simmons University Financial Aid

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The majority of Hardin-Simmons University undergrads use financial aid to to cover the cost of tuition. In 2022, 1,093 of the 1,618 undergrads enrolled received financial aid. Hardin-Simmons meets 74.2% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $32,193 a year. Around 69% of Hardin-Simmons undergrads take out student loans to cover any remaining costs. Hardin-Simmons graduates who have student loans graduate with an average of $34,701 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$25,225
State Loans	$42,036
Hardin-Simmons-Specific Loans	$5,390
Private Loans	$32,445

Most Common Loans for Hardin-Simmons Students
Federal Loans	66%
State loans	7%
Institutional Loans	1%
Private loans	13%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Hardin-Simmons financial aid, keep reading, or visit their financial aid website.

Scholarships at Hardin-Simmons University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Hardin-Simmons awarded 863 need-based scholarships to students, giving away total of $10.3 million to help students with financial need cover the cost of school. An additional $28.81 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Hardin-Simmons University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Hardin-Simmons students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Hardin-Simmons was $32,193 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Hardin-Simmons seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$9,886
Off-Campus	$-507

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Hardin-Simmons really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Hardin-Simmons's net cost calculator on their website.

Hardin-Simmons University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Hardin-Simmons Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Hardin-Simmons University

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