In 2022, tuition for full-time students at William Paterson University of New Jersey was $13,776 a year for in-state students and $22,514 a year for out-of-state students.
On average, colleges raise tuition about 3% each year.
If this information makes going to college seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is much less than the total tuition after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make the amount you do have to pay out of pocket more manageable until after graduation.
William Paterson University of New Jersey is a public, state institution, so it offers a reduced tuition rate of $13,776 for in-state students who attend full-time.
Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Choosing an insitution where you qualify for in-state tuition can save on the cost of tuition, as well as loans and interest owed. Take the time to confirm your state's rules for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on where you live.
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Tuition at William Paterson University of New Jersey is the same for all students.
Students from outside of the U.S. usually do not qualify for for federal financial aid, but may qualify for private or school-specific grants, scholarships, and other funding opportunities..
International students without financial need may be eligible for merit-based institutional scholarships.
In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at William Paterson University of New Jersey.
Housing and campus dining at William Paterson University of New Jersey is $13,021 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the William Paterson University of New Jersey's on-campus cafeterias and dining facilities.
Board costs vary based on on how many meals are included in the plan you choose.
The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.
The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be optional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Many schools have resources so that those with financial need to get help covering these costs.
The total cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are not allowed to park a car on campus.
A school's location can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is often expensive, but there may be more trains, busses and affordable flights to actually get to school. William Paterson University of New Jerseyis located in a suburban setting in New Jersey, not far from New York City.
When budgeting for college, be sure to leave some room in your budget for personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.
Now, let’s look at the breakdown of all expenses, to get a better estimate of the actual cost of attending William Paterson University of New Jersey.
What will the cost of attending William Paterson University of New Jersey be? Here is a breakdown of tuition and expenses.
2022 Total Tuition and Expenses | |
---|---|
In-state Tuition | $13,776 |
Out-of-State Tuition | $22,514 |
Room and Board | $13,021 |
Other expenses | $2,250 |
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
Tuition and fees may vary depending on program, course level, location, and more.
The majority of William Paterson University of New Jersey undergrads use financial aid to finance their education. In 2022, 4,243 of the 7,220 undergrads enrolled received financial aid.
The average financial aid package for a full-time, first-year student is around $14,065 a year. Around 73% of William Paterson University of New Jersey undergrads take out student loans to cover any remaining costs. William Paterson University of New Jersey graduates who have student loans graduate with an average of $28,035 of student loan debt.
The average debt for each loan type varies.
Average Debt By Loan Type | |
---|---|
Federal Loans | $23,121 |
State Loans | $23,601 |
Private Loans | $27,912 |
Most Common Loans for William Paterson University of New Jersey Students | |
---|---|
Federal Loans | 71% |
State loans | 2% |
Private loans | 14% |
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on William Paterson University of New Jersey financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, William Paterson University of New Jersey awarded 3,213 need-based scholarships to students, giving away total of $34.7 million to help students with financial need cover the cost of school. An additional $13.84 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for William Paterson University of New Jersey students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at William Paterson University of New Jersey was $14,065 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of William Paterson University of New Jersey seem more manageable.
Estimated Net Cost for Full-Time Students | |
---|---|
In-State, On-Campus | $2,949 |
Net In-state, Off-campus | $3,993 |
Out-of-State, On-Campus | $25,752 |
What will attending William Paterson University of New Jersey really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the William Paterson University of New Jersey's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.
Check the financial aid website for more information on payment plans and tuition waivers.
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Tuition & Fees
$26,870
In State$35,268
Out-of-StateStudents Who Receive Need-Based Aid
Average Financial Aid Package
Data Source: IPEDs and Peterson's Databases © 2022 Peterson's LLC All rights reserved
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