University of the Incarnate Word

In 2022, tuition for full-time students at University of the Incarnate Word was $32,440 a year.

Tuition increased 2.01% in 2022–from $31,800 the prior year. On average, college tuition rises about 3% year.

If these numbers seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts are applied. And, student loans can make thecost of college feel more doable until you've finishing school and found a job.

Does University of the Incarnate Word Offer In-State and Out-of-State Tuition?

University of the Incarnate Word is a private, religious institution, so it has the same tuition for residents of Texas as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to verify your state's criteria for as an in-state resident. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on where you live.

Explore other Texas colleges

Tuition for International Students at University of the Incarnate Word

Tuition at Incarnate is the same for all students.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at Incarnate:

•Incarnate-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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University of the Incarnate Word Living Expenses, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Incarnate.

House and Food Costs at Incarnate

Housing and campus dining at Incarnate is $13,122 a year. This number covers the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat in the school dining halls. Students who do not live on-campus but would like to be able to eat in the campus dining can opt-in for a meal plan. The cost of board-only is $7,776.

Board costs can depend on how many meals are included in the plan you choose.

Cost of Books at Incarnate

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer resources for students who may struggle to participate because of cost can get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Incarnate

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use public transportation? All of these factors can make a big difference in your transportation budget. At Incarnate, freshman are allowed to park on campus.

The location of a college or university can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area is sometimes expensive, but cities may offer more trains, busses or low-cost flight options to actually get to school. The University of the Incarnate Word campus is in a urban setting in Texas, near San Antonio.

Other Costs

When estimating your budget for college, don’t forget to leave some room in your budget for personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for University of the Incarnate Word

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Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for Incarnate.

How Much Does Incarnate Cost?

What will the cost of attending Incarnate be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$32,440
Room and Board	$13,122
Board Only	$5,088
Other expenses	$2,048

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$51,530
Off-Campus	$43,496

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Incarnate’s tuition and fees change based on: •Campus location for full-time and part-time students •Academic program for both full and part-time students

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Financial Aid at University of the Incarnate Word

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The majority of Incarnate undergrads use financial aid to to cover the cost of tuition. In 2022, 3,005 of the 4,846 undergrads enrolled received financial aid. Incarnate meets 61% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $24,916 a year. Around 64% of Incarnate undergrads take out student loans to cover any remaining costs. Incarnate graduates who have student loans graduate with an average of $34,532 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$27,786
State Loans	$39,460
Incarnate-Specific Loans	$2,083
Private Loans	$30,789

Most Common Loans for Incarnate Students
Federal Loans	63%
State loans	5%
Institutional Loans	0.5%
Private loans	8%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Incarnate financial aid, keep reading, or visit their financial aid website.

Scholarships at University of the Incarnate Word

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Incarnate awarded 2,950 need-based scholarships to students, giving away total of $62.2 million to help students with financial need cover the cost of school. An additional $0 in merit-based scholarship money was awarded to students without demonstrated financial need.

University of the Incarnate Word Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Incarnate students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Incarnate was $24,916 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Incarnate seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$26,614
Off-Campus	$18,580

What will attending Incarnate really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Incarnate's net cost calculator on their website.

University of the Incarnate Word Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Incarnate offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Incarnate Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Incarnate has some full or partial tuition waivers available for: - Employees or Children of Employees - X - X

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About University of the Incarnate Word

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