In 2022, tuition for full-time students at University of Southern Maine was $8,640 a year for in-state students and $24,300 a year for out-of-state students.
Usually, colleges raise tuition about 3% each year.
If this information makes going to college seem daunting, remember, the displayed price of tuition doesn't always tell the full story. Many students find the actual cost of college is far less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college feel more doable until you're done with college.
International students can expect to pay 24,300 per year for tuition at University of Southern Maine.
University of Southern Maine is a public, state institution, so it offers a reduced tuition rate of $8,640 for in-state students who attend full-time.Non-Maine residents can expect to pay 24,300 per year for tuition.
Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for those who qualify as Maine residents.
Choosing an insitution where you qualify for the reduced tuition offered to state residentscan drastically reduce the total cost of attending college. Take the time to confirm your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements as well, depending on the state you and your parents currently live in.
University of Southern Maine has the same tuition for international students as for those from out of state.
International students at University of Southern Maine can expect to pay around $24,300 per year, before any scholarships, grants or other financial aid.
International students are not eligible for loans or grants from the U.S. government, but should research private or University of Southern Maine-specific aid and scholarships.
In addition to tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at University of Southern Maine.
Room and board at University of Southern Maine costs $10,708 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the school dining halls.
Board costs may vary depending on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
The majority of colleges also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.
There may be optional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Most colleges have resources for students with demonstrated need to get help covering these costs.
The cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. At University of Southern Maine, freshman are allowed to park on campus.
Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city could be pricey, but cities may offer more trains, busses or affordable flights to actually get to school. University of Southern Maineis located in a urban setting in Maine.
When budgeting for college, don’t forget to factor in the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.
Now, let’s look at the breakdown of all expenses, to get a better idea of how much students can expect to shell out for University of Southern Maine.
What will the cost of attending University of Southern Maine be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$10,708|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
Tuition and fees may vary depending on program, course level, location, and more.
In 2022, 2,531 of the 5,956 undergrads enrolled received financial aid. University of Southern Maine meets 78.2% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $13,441 a year.
|Most Common Loans for University of Southern Maine Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Southern Maine financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, University of Southern Maine awarded 2,380 need-based scholarships to students, giving away total of $27.9 million to help students with financial need cover the cost of school. An additional $3.17 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for University of Southern Maine students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at University of Southern Maine was $13,441 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Southern Maine seem more manageable.
|Estimated Net Cost for Full-Time Students|
|Net In-state, Off-campus||$-1,831|
Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.
What will attending University of Southern Maine really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the University of Southern Maine's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.
Check the financial aid website for more information on payment plans and tuition waivers.
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