University of Massachusetts Lowell

In 2022, University of Massachusetts Lowell's tuition was $16,182 a year for in-state students and $34,550 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is much less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make theprice of collegefeel more doable until you're done with college.

Tuition for international students at University of Massachusetts Lowell is $37,853 per year.

In-state vs. Out-of-state Tuition at University of Massachusetts Lowell

University of Massachusetts Lowell is a public, state institution, which means it offers a reduced tuition rate of $16,182 for students who qualify as state residents and attend full-time. For non-Massachusetts residents, out-of-state tuition is $34,550 a year.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Be sure to check your state's criteria for in-state residency. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on where you live.

Explore other Massachusetts colleges

Is University of Massachusetts Lowell's Tuition Different for International Students?

University of Massachusetts Lowell has the same tuition for international students as for those from out of state.

International students at University of Massachusetts Lowell usually pay around $37,853 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or University of Massachusetts Lowell-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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University of Massachusetts Lowell Room, Board, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at University of Massachusetts Lowell.

Room and Board Costs at University of Massachusetts Lowell

Room and board at University of Massachusetts Lowell costs $13,930 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the school dining facilities.

Meal-plan costs may vary depending on the numnber of meals you intend to eat on-campus

Cost of Books at University of Massachusetts Lowell

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have ways for students with financial need to find ways to lower or eliminate these fees.

Transportation costs

The total cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city is usually costly, but there may be more buses, trains and affordable flights to actually get to school. University of Massachusetts Lowellis located in a urban setting in Massachusetts, near Boston.

Other Costs

When estimating your budget for college, don’t forget to consider the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for University of Massachusetts Lowell

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for University of Massachusetts Lowell.

Total Cost of University of Massachusetts Lowell

What will the cost of attending University of Massachusetts Lowell be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$16,182
Out-of-State Tuition	$34,550
Room and Board	$13,930

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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University of Massachusetts Lowell Financial Aid

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In 2022, 5,961 of the 12,885 undergrads enrolled received financial aid. University of Massachusetts Lowell meets 89% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $15,477 a year. Around 75% of University of Massachusetts Lowell undergrads take out student loans to cover any remaining costs. University of Massachusetts Lowell graduates who have student loans graduate with an average of $33,297 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$23,299
Private Loans	$38,965

Most Common Loans for University of Massachusetts Lowell Students
Federal Loans	74%
Private loans	20%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Massachusetts Lowell financial aid, keep reading, or visit their financial aid website.

Scholarships at University of Massachusetts Lowell

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, University of Massachusetts Lowell awarded 5,315 need-based scholarships to students, giving away total of $51.2 million to help students with financial need cover the cost of school. An additional $11.18 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of University of Massachusetts Lowell

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of Massachusetts Lowell students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of Massachusetts Lowell was $15,477 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Massachusetts Lowell seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-842
Net In-state, Off-campus	$705
Out-of-State, On-Campus	$33,003

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending University of Massachusetts Lowell really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the University of Massachusetts Lowell's net cost calculator on their website.

University of Massachusetts Lowell Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of Massachusetts Lowell offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

University of Massachusetts Lowell Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

University of Massachusetts Lowell has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About University of Massachusetts Lowell

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