University of Massachusetts Boston

In 2022, tuition for full-time students at University of Massachusetts Boston was $14,542 a year for in-state students and $35,515 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

Remember, the advertized cost of tuition does not mean much if you plan to use financial aid to help pay for college. Many students owe much less than the sticker price after grants, scholarships, and tuition discounts are applied. Additionally, student loans can make thecost of college more manageable until you're done with college.

International students can expect to pay 35,515 per year for tuition at University of Massachusetts Boston.

In-state vs. Out-of-state Tuition at University of Massachusetts Boston

University of Massachusetts Boston is a public, state institution, so it offers a reduced tuition rate of $14,542 for students who qualify as state residents and attend full-time. For students who are not considered Massachusetts-residents, out-of-state tuition is $35,515 a year.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Be sure to check your state's guidelines for how to qualify for in-state residency. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently live in.

Explore other Massachusetts colleges

Is University of Massachusetts Boston's Tuition Different for International Students?

UMass Boston has the same tuition for international students as for those from out of state.

International students at University of Massachusetts Boston can expect to pay around $35,515 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but should research private or school-specific grants, scholarships, and other funding opportunities.. International students who demonstrate financial need may be eligible for the following types of financial support at UMass Boston:

•Loans from outsideUMass Boston •UMass Boston-specific scholarships

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University of Massachusetts Boston Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at UMass Boston.

House and Food Costs at UMass Boston

Room and board at UMass Boston is $17,436 a year. This number covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the school dining halls. Students who do not live on-campus but still want to use the dining facilities can opt-in for a meal plan. The cost of board-only is $10,350.

Meal-plan costs can depend on how many meals are included in the plan you choose.

Cost of Books at UMass Boston

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer resources so that those who may struggle to participate because of cost can get help covering these fees.

The Cost of Transportation at UMass Boston

The total cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these factors can drastically impact your estimated cost of transportation.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area can be pricey, but there may be more buses, trains and affordable flights to actually get to school. The University of Massachusetts Boston campus is located in a urban setting in Massachusetts.

Other Costs

When you're planning for college, be sure to leave some room in your budget for personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for University of Massachusetts Boston

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Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for UMass Boston.

How Much Does UMass Boston Cost?

What will the cost of attending UMass Boston be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$14,542
Out-of-State Tuition	$35,515
Room and Board	$17,436
Board Only	$3,750
Other expenses	$1,420

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

UMass Boston’s tuition and fees change based on: •Academic program for both full and part-time students

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Financial Aid at University of Massachusetts Boston

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The majority of University of Massachusetts Boston undergrads use financial aid to help pay for school. In 2022, 6,989 of the 12,871 undergrads enrolled received financial aid. UMass Boston meets 83% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $18,420 a year. Around 58% of UMass Boston undergrads take out student loans to cover any remaining costs. UMass Boston graduates who have student loans graduate with an average of $25,477 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,356
Private Loans	$30,881

Most Common Loans for UMass Boston Students
Federal Loans	57%
Private loans	6%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on UMass Boston financial aid, keep reading, or visit their financial aid website.

Scholarships at University of Massachusetts Boston

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, UMass Boston awarded 6,576 need-based scholarships to students, giving away total of $78.1 million to help students with financial need cover the cost of school. An additional $8.28 million in merit-based scholarship money was awarded to students without demonstrated financial need.

University of Massachusetts Boston Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for UMass Boston students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at UMass Boston was $18,420 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of UMass Boston seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-2,012
Net In-state, Off-campus	$2,722
Out-of-State, On-Campus	$37,381

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending UMass Boston really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the UMass Boston's net cost calculator on their website.

University of Massachusetts Boston Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

UMass Boston offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does University of Massachusetts Boston Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

UMass Boston has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About University of Massachusetts Boston

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