University at Albany, State University of New York

In 2022, SUNY Albany's tuition was $7,070 a year for in-state students and $24,910 a year for out-of-state students.

On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students pay way less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.

International students can expect to pay 24,910 per year for tuition at SUNY Albany.

Does SUNY Albany Offer In-State and Out-of-State Tuition?

SUNY Albany is a public, state institution, which means it offers a reduced tuition rate of $7,070 for in-state students who attend full-time.Non-New York residents can expect to pay 24,910 per year for tuition.

Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for students who are residents of that state.

Choosing an insitution where you qualify for the reduced tuition offered to state residentscan drastically reduce the total cost of attending college. Be sure to confirm your state's guidelines for how to qualify for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently reside in.

Explore other New York colleges

SUNY Albany International Student Tuition

UAlbany has the same tuition for international students as for those from out of state.

International students at SUNY Albany can expect to pay around $24,910 per year, before any scholarships, grants or other financial aid.

International students are not eligible for loans or grants from the U.S. government, but may qualify for private or UAlbany-specific grants, scholarships, and other funding opportunities.. International students who demonstrate financial need may qualify for the following types of financial support at UAlbany:

•On-campus jobs •Loans from outsideUAlbany •UAlbany-specific loans •UAlbany-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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SUNY Albany Living Expenses, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at UAlbany.

House and Food Costs at UAlbany

Housing and campus dining at UAlbany costs $15,598 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the UAlbany's on-campus cafeterias and dining halls.

Meal-plan costs can depend on the numnber of meals you intend to eat on-campus

Cost of Books at UAlbany

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer ways so that those with financial need to find ways to lower or eliminate these costs.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use public transportation? All of these questions can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are not allowed to park a car on campus.

The location of a college or university can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area may be expensive, but there may be more buses, trains or low-cost flight options to actually get to school. The SUNY Albany campus is located in a suburban setting in New York.

Other Costs

When creating a budget for college, don’t forget to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at SUNY Albany

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending UAlbany.

Total Cost of UAlbany

What will the cost of attending UAlbany be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$7,070
Out-of-State Tuition	$24,910
Room and Board	$15,598
Other expenses	$2,100

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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SUNY Albany Financial Aid

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The majority of SUNY Albany undergrads use financial aid to help pay for school. In 2022, 7,840 of the 13,654 undergrads enrolled received financial aid. UAlbany meets 55% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,918 a year. Around 66% of UAlbany undergrads take out student loans to cover any remaining costs. UAlbany graduates who have student loans graduate with an average of $26,106 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,041
Private Loans	$27,541

Most Common Loans for UAlbany Students
Federal Loans	65%
Private loans	13%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on UAlbany financial aid, keep reading, or visit their financial aid website.

Scholarships at SUNY Albany

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, UAlbany awarded 7,306 need-based scholarships to students, giving away total of $42.4 million to help students with financial need cover the cost of school. An additional $10.98 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of SUNY Albany

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for UAlbany students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at UAlbany was $12,918 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of UAlbany seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$3,330
Net In-state, Off-campus	$-1,450
Out-of-State, On-Campus	$34,088

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending UAlbany really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the UAlbany's net cost calculator on their website.

SUNY Albany Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does UAlbany Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About SUNY Albany

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To learn more about UAlbany, choose from the options below:

Overview

Student Life

Academics

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