The University of Tennessee at Martin

In 2022, The University of Tennessee at Martin's tuition was $5,104 a year for in-state students and $8,124 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

If these numbers feel scary, remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is a lot less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay for college feel more doable until after graduation.

International students can expect to pay 8,124 per year for tuition at The University of Tennessee at Martin.

The University of Tennessee at Martin meets 43.9% of the demonstrated financial need for undergraduates. First-year students that attend The University of Tennessee at Martin full-time are awarded $14,145 a year in financial aid, on average.

Students in the class of 2023 who had taken out student loans graduated with an average of $21,641 of debt.

The University of Tennessee at Martin: In-state vs. Out-of-State Tuition

The University of Tennessee at Martin is a public, state institution, so it offers a reduced tuition rate of $5,104 for in-state students who attend full-time.Non-Tennessee residents can expect to pay 8,124 per year for tuition.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Take the time to confirm your state's guidelines for how to qualify for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on where you live.

Explore other Tennessee colleges

The University of Tennessee at Martin International Student Tuition

The University of Tennessee at Martin has the same tuition for international students as for those from out of state.

International students at The University of Tennessee at Martin can expect to pay around $8,124 per year, before any scholarships, grants or other financial aid.

International students usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or The University of Tennessee at Martin-specific aid and scholarships.

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The University of Tennessee at Martin Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at The University of Tennessee at Martin.

Room and Board Costs at The University of Tennessee at Martin

Room and board at The University of Tennessee at Martin is $6,960 a year. This number includes the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat in the school dining halls.

Board costs may vary depending on the number of meals you intend to eat on-campus

How Much Do Books Cost at The University of Tennessee at Martin?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Many schools have ways so that those who may struggle to participate because of cost can get help covering these costs.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city is often costly, but there may be more buses, trains or low-cost flight options to actually get to school. The University of Tennessee at Martinis located in a town in Tennessee.

Other Costs

When you're planning for college, don’t forget to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for The University of Tennessee at Martin

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Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for The University of Tennessee at Martin.

Total Cost of The University of Tennessee at Martin

What will the cost of attending The University of Tennessee at Martin be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$5,104
Out-of-State Tuition	$8,124
Room and Board	$6,960
Other expenses	$2,926

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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The University of Tennessee at Martin Financial Aid

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In 2023, 2,920 of the 6,170 undergrads enrolled received financial aid. The University of Tennessee at Martin meets 43.9% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $14,145 a year. Around 59.21% of The University of Tennessee at Martin undergrads take out student loans to cover any remaining costs. The University of Tennessee at Martin graduates who have student loans graduate with an average of $21,641 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$20,208
Private Loans	$15,889

Most Common Loans for The University of Tennessee at Martin Students
Federal Loans	58.41%
Private loans	6.35%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on The University of Tennessee at Martin financial aid, keep reading, or visit their financial aid website.

Scholarships at The University of Tennessee at Martin

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, The University of Tennessee at Martin awarded 2,078 need-based scholarships to students, giving away total of $16.9 million to help students with financial need cover the cost of school. An additional $18.1 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of The University of Tennessee at Martin

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for The University of Tennessee at Martin students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at The University of Tennessee at Martin was $14,145 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of The University of Tennessee at Martin seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-11,800
Net In-state, Off-campus	$-7,541
Out-of-State, On-Campus	$5,365

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending The University of Tennessee at Martin really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the The University of Tennessee at Martin's net cost calculator on their website.

The University of Tennessee at Martin Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

The University of Tennessee at Martin Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

The University of Tennessee at Martin's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of The University of Tennessee at Martin's endowment was $35.1 million. The average college endowment was $905 million in 2021. For each full-time student, The University of Tennessee at Martin spends about $7,537 a year.

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Learn More About The University of Tennessee at Martin

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