St. Thomas Aquinas College

In 2022, tuition for full-time students at St Thomas Aquinas College was $36,920 a year.

Tuition increased 4% in 2023–from $35,500 the previous year. Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is far less than the total tuition after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make thecost of college feel more doable until after graduation.

St. Thomas Aquinas College meets 72% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at St. Thomas Aquinas College is around $31,437 a year.

Students in the class of 2023 who had taken out student loans graduated with an average of $46,145 of debt.

In-state vs. Out-of-state Tuition at St. Thomas Aquinas College

St. Thomas Aquinas College is a private, nonprofit institution, so it has the same tuition for students from New York as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing an insitution where you are eligible for in-state tuition can save significant money on the cost of tuition, as well as loans and interest owed. Don't forget to verify your state's eligibility criteria for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on where you live.

Explore other New York colleges

Tuition for International Students at St. Thomas Aquinas College

St. Thomas Aquinas College has the same tuition for international students as for those from out of state.

International students usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities. International students who demonstrate financial need may qualify for the following types of financial support at St. Thomas Aquinas College:

•St. Thomas Aquinas College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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St. Thomas Aquinas College Housing Expenses, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at St. Thomas Aquinas College.

House and Food Costs at St. Thomas Aquinas College

Housing and campus dining at St. Thomas Aquinas College is $15,500 a year. This number includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat all or some of your meals the St. Thomas Aquinas College's on-campus cafeterias and dining halls.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at St. Thomas Aquinas College?

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be optional fees associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools offer resources for students with demonstrated need to get help covering these fees.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. At St. Thomas Aquinas College, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city is often pricey, but cities may offer more buses, trains and affordable flights to actually get to school. The St. Thomas Aquinas College campus is in a suburb in New York, not far from New York City.

Other Costs

When estimating your budget for college, don’t forget to consider personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for St. Thomas Aquinas College

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Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending St. Thomas Aquinas College.

How Much Does St. Thomas Aquinas College Cost?

What will the cost of attending St. Thomas Aquinas College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$36,920
Room and Board	$15,500
Other expenses	$1,850

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$54,745
Off-Campus	$37,395

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at St. Thomas Aquinas College

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In 2023, 752 of the 1,859 undergrads enrolled received financial aid. St. Thomas Aquinas College meets 72% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $31,437 a year. Around 61% of St. Thomas Aquinas College undergrads take out student loans to cover any remaining costs. St. Thomas Aquinas College graduates who have student loans graduate with an average of $46,145 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$37,437
Private Loans	$40,492

Most Common Loans for St. Thomas Aquinas College Students
Federal Loans	61%
Private loans	14%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on St. Thomas Aquinas College financial aid, keep reading, or visit their financial aid website.

Scholarships at St. Thomas Aquinas College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, St. Thomas Aquinas College awarded 683 need-based scholarships to students, giving away total of $16.6 million to help students with financial need cover the cost of school. An additional $6.7 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of St. Thomas Aquinas College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for St. Thomas Aquinas College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at St. Thomas Aquinas College was $31,437 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of St. Thomas Aquinas College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$23,308
Off-Campus	$5,958

What will attending St. Thomas Aquinas College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the St. Thomas Aquinas College's net cost calculator on their website.

St. Thomas Aquinas College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

St. Thomas Aquinas College does not have guaranteed tuition.

St. Thomas Aquinas College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does St Thomas Aquinas College Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

St Thomas Aquinas College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

St. Thomas Aquinas College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

St. Thomas Aquinas College's endowment was valued at $52.5 million in 2023, compared to a national average of $905 million.

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Learn More About St. Thomas Aquinas College

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