St. Luke's College

In 2022, tuition for full-time students at St. Luke's College was $19,440 a year.

Tuition was the same price in 2022 as it was the year before. On average, colleges raise tuition about 3% each year.

If these numbers feel scary, remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is much less than the sticker price after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make the amount you do have to pay out of pocket feel more doable until after graduation.

St. Luke's College: In-state vs. Out-of-State Tuition

St. Luke's College is a private, nonprofit institution, so it has the same tuition for students from Iowa as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Don't forget to verify your state's eligibility criteria for as an in-state resident. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements as well, depending on the state you and your parents currently live in.

Explore other Iowa colleges

Tuition for International Students at St. Luke's College

Tuition at St Lukes College is the same for all students.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but may be eligible for private or St Lukes College-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at St Lukes College:

•Loans from outsideSt Lukes College

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St. Luke's College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at St Lukes College.

Room and Board Costs at St Lukes College

Housing and campus dining at St Lukes College is $11,610 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat all or some of your meals the St Lukes College's on-campus cafeterias and dining facilities.

St Lukes College does not provide on-campus housing for students, so there is no cost for housing, however you should take into account the cost of off-campus housing when estimating the actual cost of different colleges. Students who live off campus but would like to be able to eat in the campus dining can opt-in for a meal plan. The cost of board-only is $8,235.

Board costs vary based on on the numnber of meals you intend to eat on-campus

Cost of Books at St Lukes College

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Most colleges have ways for students with financial need to find ways to lower or eliminate these fees.

The Cost of Transportation at St Lukes College

The cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use public transportation? All of these factors can make a big difference in your transportation budget. At St Lukes College, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area could be pricey, but there may be more buses, trains or affordable flights to actually get to school. St. Luke's Collegeis in a rural setting in Iowa, not far from Omaha.

Other Costs

When creating a budget for college, don’t forget to take into account personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for St. Luke's College

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Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for St Lukes College.

How Much Does St Lukes College Cost?

What will the cost of attending St Lukes College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$19,440
Room and Board	$11,610
Board Only	$3,375
Other expenses	$1,809

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$35,592
Off-Campus	$27,357

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

St Lukes College’s tuition and fees change based on: •Academic program for both full and part-time students •Course load for both full and part-time students

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Financial Aid at St. Luke's College

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In 2022, 85 of the 202 undergrads enrolled received financial aid. St Lukes College meets 70% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $6,900 a year. Around 75% of St Lukes College undergrads take out student loans to cover any remaining costs. St Lukes College graduates who have student loans graduate with an average of $19,031 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$18,974
Private Loans	$8,625

Most Common Loans for St Lukes College Students
Federal Loans	75%
Private loans	5%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on St Lukes College financial aid, keep reading, or visit their financial aid website.

Scholarships at St. Luke's College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, St Lukes College awarded 62 need-based scholarships to students, giving away total of $1.3 million to help students with financial need cover the cost of school. An additional $350000 thousand in merit-based scholarship money was awarded to students without demonstrated financial need.

St. Luke's College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for St Lukes College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at St Lukes College was $6,900 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of St Lukes College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$28,692
Off-Campus	$20,457

What will attending St Lukes College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the St Lukes College's net cost calculator on their website.

St. Luke's College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

St Lukes College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

St Lukes College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

St Lukes College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About St. Luke's College

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