Shippensburg University of Pennsylvania

In 2022, tuition for full-time Shippensburg University of Pennsylvania students was $9,570 a year for in-state students and $10,048 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

If these numbers seem daunting, remember, the total cost of tuition isn't the final cost for attending college. Many students owe far less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college feel more doable until after graduation.

Does Shippensburg University of Pennsylvania Offer In-State and Out-of-State Tuition?

Shippensburg University of Pennsylvania is a public, state institution, which means it offers a reduced tuition rate of $9,570 for in-state students who attend full-time.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you are eligible for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Take the time to check your state's criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on the state you and your parents currently live in.

Explore other Pennsylvania colleges

Is Shippensburg University of Pennsylvania's Tuition Different for International Students?

Ship has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for federal financial aid, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities.. International students with need may qualify for the following types of financial support at Ship:

•International Students Tuition Waivers

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Shippensburg University of Pennsylvania Room, Board, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Ship.

House and Food Costs at Ship

Room and board at Ship costs $11,202 a year. This includes the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat all or some of your meals the Ship's on-campus cafeterias and dining halls.

Meal-plan costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Ship

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools have ways for students with financial need to find ways to lower or eliminate these fees.

Transportation costs

The total cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these questions can drastically impact your estimated cost of transportation. At Ship, freshman are allowed to park on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area could be pricey, but there may be more trains, busses and affordable flights to actually get to school. The Shippensburg University of Pennsylvania campus is in a rural setting in Pennsylvania.

Other Costs

When you're planning for college, don’t forget to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Total Tuition and Expenses at Shippensburg University of Pennsylvania

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Now, let’s go over all of the costs we've covered, to get a better estimate of what is really costs to go to Ship.

Total Cost of Ship

What will the cost of attending Ship be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$9,570
Out-of-State Tuition	$10,048
Room and Board	$11,202

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Shippensburg University of Pennsylvania Financial Aid

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The majority of Shippensburg University of Pennsylvania undergrads use financial aid to finance their education. In 2022, 3,075 of the 4,901 undergrads enrolled received financial aid. Ship meets 55.1% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $11,147 a year. Around 78.8% of Ship undergrads take out student loans to cover any remaining costs. Ship graduates who have student loans graduate with an average of $35,918 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$24,226
Ship-Specific Loans	$15,896
Private Loans	$32,894

Most Common Loans for Ship Students
Federal Loans	75.9%
Institutional Loans	0.9%
Private loans	29.7%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Ship financial aid, keep reading, or visit their financial aid website.

Scholarships at Shippensburg University of Pennsylvania

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Ship awarded 2,604 need-based scholarships to students, giving away total of $18.3 million to help students with financial need cover the cost of school. An additional $2.86 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Shippensburg University of Pennsylvania Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Ship students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Ship was $11,147 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Ship seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-1,522
Net In-state, Off-campus	$-1,577
Out-of-State, On-Campus	$10,103

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Ship really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Ship's net cost calculator on their website.

Shippensburg University of Pennsylvania Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Ship Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Ship has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Shippensburg University of Pennsylvania

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