In 2022, tuition for full-time students at Philander Smith College was $11,804 a year.
Tuition was the same price in 2022 as it was the year before. On average, college tuition goes up about 3% every year.
If this information makes going to college seem daunting, remember, the displayed price of tuition does not give you all the info you need to know how much you will actually have to pay for college. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts kick in. And, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.
Philander Smith College is a private, religious institution, so it has the same tuition for students from Arkansas as it does for students who live in other states.
Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for those who qualify as Arkansas residents.
Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Don't forget to confirm your state's eligibility criteria for in-state residency. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements too, depending on where you live.
Explore other Arkansas colleges
Tuition at Philander Smith College is the same for every student.
International students usually do not qualify for for loans or grants from the U.S. government, but should research private or Philander Smith College-specific grants, scholarships, and other funding opportunities.. International students with need may qualify for the following types of financial support at Philander Smith College:
•Athletic Awards •Philander Smith College-specific scholarships
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
In addition to tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Philander Smith College.
Housing and campus dining at Philander Smith College is $9,066 a year. This includes the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat in the school dining halls.
Meal-plan costs vary based on on the numnber of meals you intend to eat on-campus
First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
The majority of colleges also have fees to help cover the cost of facilties, like the library, gym and computer labs.
There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have ways for students with financial need to find ways to lower or eliminate these fees.
The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these questions can make a big difference in your estimated cost of transportation. At Philander Smith College, freshman are allowed to park on campus.
A school's location can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area could be costly, but there may be more buses, trains or low-cost flight options to actually get to school. Philander Smith Collegeis in a urban setting in Arkansas.
When estimating your budget for college, be sure to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.
Now, let’s go over all of the costs we've covered, to get a better estimate of the actual cost of attending Philander Smith College.
What will the cost of attending Philander Smith College be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$9,066|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Philander Smith College undergrads use financial aid to to cover the cost of tuition. In 2022, 665 of the 432 undergrads enrolled received financial aid. Philander Smith College meets 51% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $12,704 a year. Around 78% of Philander Smith College undergrads take out student loans to cover any remaining costs. Philander Smith College graduates who have student loans graduate with an average of $46,965 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for Philander Smith College Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Philander Smith College financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, Philander Smith College awarded 644 need-based scholarships to students, giving away total of $6.3 million to help students with financial need cover the cost of school. An additional $610000 thousand in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Philander Smith College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Philander Smith College was $12,704 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Philander Smith College seem more manageable.
|Estimated Net Cost for Full-Time Students|
Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.
What will attending Philander Smith College really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Philander Smith College's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.
Check the financial aid website for more information on payment plans and tuition waivers.
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Data Source: IPEDs and Peterson's Databases © 2022 Peterson's LLC All rights reserved
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