Northern Michigan University

In 2022, tuition for full-time students at Northern Michigan University was $11,352 a year for in-state students and $16,848 a year for out-of-state students.

On average, college tuition goes up about 3% every year.

If these numbers sound impossible, remember, the "sticker price" of tuition doesn't always give you enough information to determine the actual cost of attending any given college. Many students pay a lot less than the sticker price after grants, scholarships, and tuition discounts are applied. And, student loans can make theprice of collegemore manageable until you've finishing school and found a job.

International students can expect to pay 16,848 per year for tuition at Northern Michigan University.

Does Northern Michigan University Offer In-State and Out-of-State Tuition?

Northern Michigan University is a public, state institution, which means it offers a reduced tuition rate of $11,352 for students who qualify as state residents and attend full-time.Non-Michigan residents can expect to pay 16,848 per year for tuition.

Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for students who are residents of that state.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Be sure to verify your state's requirements for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements too, depending on where you live.

Explore other Michigan colleges

Do International Students Pay More to Go to Northern Michigan University?

Northern Michigan University has the same tuition for international students as for those from out of state.

International students at Northern Michigan University usually pay around $16,848 per year, before any scholarships or financial aid.

International students are not eligible for loans or grants from the U.S. government, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities..

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Northern Michigan University Room, Board, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Northern Michigan University.

Room and Board Costs at Northern Michigan University

Room and board at Northern Michigan University is $11,912 a year. This number covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat in the Northern Michigan University's on-campus cafeterias and dining halls. Students who live off campus but still want to use the dining facilities can pay for a meal plan. The cost of a mean plan, or board-only, is $5,010.

Board costs can depend on how many meals are included in the plan you choose.

Cost of Books at Northern Michigan University

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges offer resources so that those who may struggle to participate because of cost can get help covering these costs.

The Cost of Transportation at Northern Michigan University

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these questions can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area could be pricey, but there may be more buses, trains and affordable flights to actually get to school. The Northern Michigan University campus is in a small town setting in Michigan.

Other Costs

When estimating your budget for college, don’t forget to leave some room in your budget for personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for Northern Michigan University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending Northern Michigan University.

Total Cost of Northern Michigan University

What will the cost of attending Northern Michigan University be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$11,352
Out-of-State Tuition	$16,848
Room and Board	$11,912
Board Only	$4,784
Other expenses	$1,668

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Northern Michigan University

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The majority of Northern Michigan University undergrads use financial aid to to cover the cost of tuition. In 2022, 3,701 of the 6,611 undergrads enrolled received financial aid. Northern Michigan University meets 59.3% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,092 a year. Around 73% of Northern Michigan University undergrads take out student loans to cover any remaining costs. Northern Michigan University graduates who have student loans graduate with an average of $29,101 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,416
Private Loans	$23,635

Most Common Loans for Northern Michigan University Students
Federal Loans	72%
Private loans	22%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Northern Michigan University financial aid, keep reading, or visit their financial aid website.

Scholarships at Northern Michigan University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Northern Michigan University awarded 2,362 need-based scholarships to students, giving away total of $12.6 million to help students with financial need cover the cost of school. An additional $18.31 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Northern Michigan University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Northern Michigan University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Northern Michigan University was $12,092 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Northern Michigan University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$2,583
Net In-state, Off-campus	$7,547
Out-of-State, On-Campus	$20,171

What will attending Northern Michigan University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Northern Michigan University's net cost calculator on their website.

Northern Michigan University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Northern Michigan University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Northern Michigan University Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Northern Michigan University has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Northern Michigan University

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