Northern Kentucky University

In 2022, tuition for full-time students at Northern Kentucky University was $10,200 a year for in-state students and $20,472 a year for out-of-state students.

On average, college tuition rises about 3% year.

Remember, the displayed price of tuition does not always give you all the info you need to know how much you will actually have to pay for college. Many students pay a lot less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make the amount you do have to pay out of pocket feel more doable until you're done with college.

Tuition for international students at Northern Kentucky University is $20,472 per year.

Northern Kentucky University: In-state vs. Out-of-State Tuition

Northern Kentucky University is a public, state institution, so it offers a reduced tuition rate of $10,200 for in-state students who attend full-time. For students who are not considered KY-residents, out-of-state tuition is $20,472 a year.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer reduced tuition for students who are residents of that state.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Don't forget to verify your state's rules for in-state residency. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other KY colleges

Northern Kentucky University International Student Tuition

Northern Kentucky University has the same tuition for international students as for those from out of state.

International students at Northern Kentucky University can expect to pay around $20,472 per year, before any scholarships or financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but may qualify for private or school-specific grants, scholarships, and other funding opportunities.. International students with need may be eligible for the following types of financial support at Northern Kentucky University:

•Loans from outsideNorthern Kentucky University •Northern Kentucky University-specific loans •Northern Kentucky University-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Northern Kentucky University Housing Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Northern Kentucky University.

Room and Board Costs at Northern Kentucky University

Housing and campus dining at Northern Kentucky University is $9,860 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat all or some of your meals the Northern Kentucky University's on-campus cafeterias and dining halls.

Board costs vary based on on the numnber of meals you intend to eat on-campus

How Much Do Books Cost at Northern Kentucky University?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges offer resources so that those with demonstrated need to find ways to lower or eliminate these costs.

The Cost of Transportation at Northern Kentucky University

The total cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city might be costly, but cities may offer more trains, busses and low-cost flight options to actually get to school. The Northern Kentucky University campus is in a suburban setting in KY, near Cincinnati.

Other Costs

When estimating your budget for college, be sure to factor in personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for Northern Kentucky University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending Northern Kentucky University.

Total Cost of Northern Kentucky University

What will the cost of attending Northern Kentucky University be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$10,200
Out-of-State Tuition	$20,472
Room and Board	$9,860

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Northern Kentucky University Financial Aid

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In 2022, 4,303 of the 10,814 undergrads enrolled received financial aid. Northern Kentucky University meets 74% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $17,366 a year. Around 63% of Northern Kentucky University undergrads take out student loans to cover any remaining costs. Northern Kentucky University graduates who have student loans graduate with an average of $26,976 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$24,009
Northern Kentucky University-Specific Loans	$894
Private Loans	$23,107

Most Common Loans for Northern Kentucky University Students
Federal Loans	62%
Private loans	9%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Northern Kentucky University financial aid, keep reading, or visit their financial aid website.

Scholarships at Northern Kentucky University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Northern Kentucky University awarded 2,460 need-based scholarships to students, giving away total of $22.5 million to help students with financial need cover the cost of school. An additional $46.56 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Northern Kentucky University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Northern Kentucky University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Northern Kentucky University was $17,366 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Northern Kentucky University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-14,188
Net In-state, Off-campus	$-6,682
Out-of-State, On-Campus	$13,450

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Northern Kentucky University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Northern Kentucky University's net cost calculator on their website.

Northern Kentucky University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Northern Kentucky University Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Northern Kentucky University has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Northern Kentucky University

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