Murray State University

In 2022, tuition for full-time students at Murray State University was $9,432 a year for in-state students and $14,328 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

If this makes attending the college of your dreams feel scary, remember, the displayed price of tuition does not always give you all the info you need to know how much you will actually have to pay for college. Many students find the actual cost of college is far less than the total tuition after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make the amount you do have to pay out of pocket feel more doable until you're done with college.

Tuition for international students at Murray State University is $14,328 per year.

In-state vs. Out-of-state Tuition at Murray State University

Murray State University is a public, state institution, which means it offers a reduced tuition rate of $9,432 for students who qualify as state residents and attend full-time.Non-KY residents can expect to pay 14,328 per year for tuition.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for those who qualify as KY residents.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Don't forget to confirm your state's requirements for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on the state you and your parents currently live in.

Explore other KY colleges

Tuition for International Students at Murray State University

Murray State University has the same tuition for international students as for those from out of state.

International students at Murray State University usually pay around $14,328 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but should research private or Murray State University-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at Murray State University:

•On-campus jobs •Loans from outsideMurray State University •Athletic Awards •Murray State University-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Murray State University Room, Board, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Murray State University.

House and Food Costs at Murray State University

Room and board at Murray State University is $12,640 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the Murray State University's on-campus cafeterias and dining halls.

Meal-plan costs vary based on on the numnber of meals you intend to eat on-campus

Cost of Books at Murray State University

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Many schools have ways for students who may struggle to participate because of cost can get help covering these fees.

The Cost of Transportation at Murray State University

The total cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. At Murray State University, freshman are allowed to park on campus.

A school's location can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city can be costly, but cities may offer more buses, trains or low-cost flight options to actually get to school. Murray State Universityis located in a small town setting in KY, near Nashville.

Other Costs

When creating a budget for college, don’t forget to take into account personal expenses, like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Murray State University

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for Murray State University.

Total Cost of Murray State University

What will the cost of attending Murray State University be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$9,432
Out-of-State Tuition	$14,328
Room and Board	$12,640

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Murray State University

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The majority of Murray State University undergrads use financial aid to help pay for school. In 2022, 4,115 of the 7,735 undergrads enrolled received financial aid. Murray State University meets 45% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $14,322 a year. Around 51.29% of Murray State University undergrads take out student loans to cover any remaining costs. Murray State University graduates who have student loans graduate with an average of $27,791 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$20,803
Private Loans	$32,492

Most Common Loans for Murray State University Students
Federal Loans	47.36%
Private loans	13.55%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Murray State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Murray State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Murray State University awarded 3,844 need-based scholarships to students, giving away total of $34.5 million to help students with financial need cover the cost of school. An additional $23.92 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Murray State University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Murray State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Murray State University was $14,322 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Murray State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-6,572
Net In-state, Off-campus	$-4,890
Out-of-State, On-Campus	$12,646

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Murray State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Murray State University's net cost calculator on their website.

Murray State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Murray State University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Murray State University has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Murray State University

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