Montreat College

In 2021, tuition for full-time students at Montreat College was $29,212 a year.

In 2022, tuition increased 2.5%–from $28,500 the previous year. Usually, college tuition rises about 3% year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students owe way less than the sticker price after grants, scholarships, and tuition discounts kick in. Plus, student loans can make theprice of collegefeel more doable until you're done with college.

Does Montreat College Offer In-State and Out-of-State Tuition?

Montreat College is a private, religious institution, which means it has the same tuition for residents of North Carolina as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you are eligible for the reduced tuition offered to state residentscan drastically reduce the total cost of attending college. Don't forget to confirm your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on where you live.

Explore other North Carolina colleges

Tuition for International Students at Montreat College

Tuition at Montreat College is the same for all students.

Students from outside of the U.S. are not eligible for federal financial aid, but may be eligible for private or Montreat College-specific aid and scholarships. International students with need may qualify for the following types of financial support at Montreat College:

•On-campus jobs •Athletic Awards •Montreat College-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Montreat College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Montreat College.

Room and Board Costs at Montreat College

Housing and campus dining at Montreat College costs $9,828 a year. This includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the school dining halls. Students who live off campus but still want to use the dining facilities can pay for a meal plan. The cost of a mean plan, or board-only, is $4,300.

Meal-plan costs can depend on the numnber of meals you intend to eat on-campus

How Much Do Books Cost at Montreat College?

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be optional fees associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at Montreat College

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or are you planning to use public transportation? All of these questions can drastically impact your estimated cost of transportation. At Montreat College, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area is sometimes costly, but there may be more trains, busses or affordable flights to actually get to school. The Montreat College campus is located in a small town setting in North Carolina.

Other Costs

When you're planning for college, be sure to consider personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for Montreat College

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Now, let’s go over all of the costs we've covered, to get a better idea of the actual cost of attending Montreat College.

How Much Does Montreat College Cost?

What will the cost of attending Montreat College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$29,212
Room and Board	$9,828
Board Only	$5,528
Other expenses	$2,750

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$43,240
Off-Campus	$38,650

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Montreat College Financial Aid

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The majority of Montreat College undergrads use financial aid to to cover the cost of tuition. In 2022, 578 of the 830 undergrads enrolled received financial aid. Montreat College meets 35.95% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $23,425 a year. Around 75% of Montreat College undergrads take out student loans to cover any remaining costs. Montreat College graduates who have student loans graduate with an average of $25,422 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,430
Private Loans	$32,805

Most Common Loans for Montreat College Students
Federal Loans	75%
Private loans	9%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Montreat College financial aid, keep reading, or visit their financial aid website.

Scholarships at Montreat College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Montreat College awarded 574 need-based scholarships to students, giving away total of $5.6 million to help students with financial need cover the cost of school. An additional $1.5 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Montreat College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Montreat College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Montreat College was $23,425 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Montreat College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$19,815
Off-Campus	$15,225

What will attending Montreat College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Montreat College's net cost calculator on their website.

Montreat College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Montreat College Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Montreat College has some full or partial tuition waivers available for: - International Students

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Montreat College

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