Mercy College

In 2022, tuition for full-time students at Mercy College was $20,518 a year.

Tuition increased 3% in 2022–from $19,920 the previous year. Usually, colleges raise tuition about 3% each year.

If these numbers seem daunting, remember, the displayed price of tuition doesn't give you enough information to determine the actual cost of attending any given college. Many students find the actual cost of college is a lot less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay for college feel more doable until you've finishing school and found a job.

Does Mercy College Offer In-State and Out-of-State Tuition?

Mercy College is a private, religious institution, so it has the same tuition for residents of New York as it does for students who live in other states.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for students who are residents of that state.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Take the time to verify your state's guidelines for how to qualify for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements as well, depending on the state you and your parents currently reside in.

Explore other New York colleges

Tuition for International Students at Mercy College

Tuition at Mercy College is the same for every student.

International students are not eligible for federal financial aid, but should research private or Mercy College-specific grants, scholarships, and other funding opportunities..

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Mercy College Room, Board, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Mercy College.

Room and Board Costs at Mercy College

Housing and campus dining at Mercy College costs $15,800 a year. This number covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the school dining facilities.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

Cost of Books at Mercy College

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be optional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges offer resources for students who may struggle to participate because of cost can get help covering these costs.

Planes, Trains, and Automobiles: Transportation costs at Mercy College

The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. At Mercy College, freshman are not allowed to park on campus.

Where are a college is located can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is often costly, but there may be more buses, trains or affordable flights to actually get to school. The Mercy College campus is located in a suburban setting in New York, not far from New York City.

Other Costs

When creating a budget for college, be sure to factor in the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Mercy College

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Now, let’s look at the breakdown of all expenses, to get a better estimate of how much students can expect to shell out for Mercy College.

Total Cost of Mercy College

What will the cost of attending Mercy College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$20,518
Room and Board	$15,800

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$37,158
Off-Campus	$21,358

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Mercy College Financial Aid

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The majority of Mercy College undergrads use financial aid to finance their education. In 2022, 4,870 of the 6,505 undergrads enrolled received financial aid. Mercy College meets 51% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $16,673 a year. Around 80% of Mercy College undergrads take out student loans to cover any remaining costs. Mercy College graduates who have student loans graduate with an average of $24,698 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$19,973
Private Loans	$29,708

Most Common Loans for Mercy College Students
Federal Loans	70%
Private loans	12%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Mercy College financial aid, keep reading, or visit their financial aid website.

Scholarships at Mercy College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Mercy College awarded 4,336 need-based scholarships to students, giving away total of $46.4 million to help students with financial need cover the cost of school. An additional $11.82 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Mercy College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Mercy College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Mercy College was $16,673 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Mercy College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$20,485
Off-Campus	$4,685

What will attending Mercy College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Mercy College's net cost calculator on their website.

Mercy College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Mercy College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Mercy College

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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