Gardner-Webb University

In 2022, tuition for full-time students at Gardner Webb University was $31,220 a year.

Tuition was the same price in 2023 compare to the year before. Usually, colleges raise tuition about 3% each year.

If these numbers seem daunting, remember, the advertized cost of tuition does not give you enough information to determine the actual cost of attending any given college. Many students pay a lot less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.

Gardner-Webb University meets 74% of the demonstrated financial need for undergraduates. First-year students that attend Gardner-Webb University full-time are awarded $28,159 a year in financial aid, on average.

The average student debt for graduates in the class of 2023 was around $28,738 per student, not including those with no debt.

Does Gardner-Webb University Offer In-State and Out-of-State Tuition?

Gardner-Webb University is a private, religious institution, so it has the same tuition for residents of North Carolina as it does for students who live in other states.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for those who qualify as North Carolina residents.

Attending an insitution where you qualify for in-state tuition can drastically reduce the overall cost of college. Take the time to confirm your state's rules for in-state residency. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently reside in.

Explore other North Carolina colleges

Gardner-Webb University International Student Tuition

Tuition at Gardner-Webb University is the same for all students.

International students usually do not qualify for for federal financial aid, but may qualify for private or school-specific grants, scholarships, and other funding opportunities.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Gardner-Webb University Housing Expenses, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Gardner-Webb University.

House and Food Costs at Gardner-Webb University

Room and board at Gardner-Webb University costs $10,770 a year. This number includes the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat all or some of your meals the Gardner-Webb University's on-campus cafeterias and dining halls.

Meal-plan costs can depend on the number of meals you intend to eat on-campus

Cost of Books at Gardner-Webb University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools have resources for students with financial need to get help covering these fees.

The Cost of Transportation at Gardner-Webb University

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or will you need to use public transportation? All of these questions can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is sometimes expensive, but there may be more buses, trains or low-cost flight options to actually get to school. Gardner-Webb Universityis located in a town in North Carolina, not far from Charlotte.

Other Costs

When estimating your budget for college, don’t forget to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Gardner-Webb University

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Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for Gardner-Webb University.

How Much Does Gardner-Webb University Cost?

What will the cost of attending Gardner-Webb University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$31,220
Room and Board	$10,770

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$44,550
Off-Campus	$33,780

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Gardner-Webb University

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In 2023, 902 of the 2,347 undergrads enrolled received financial aid. Gardner-Webb University meets 74% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $28,159 a year. Around 65% of Gardner-Webb University undergrads take out student loans to cover any remaining costs. Gardner-Webb University graduates who have student loans graduate with an average of $28,738 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,622
Private Loans	$29,673

Most Common Loans for Gardner-Webb University Students
Federal Loans	63%
Private loans	17%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Gardner-Webb University financial aid, keep reading, or visit their financial aid website.

Scholarships at Gardner-Webb University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Gardner-Webb University awarded 661 need-based scholarships to students, giving away total of $19.7 million to help students with financial need cover the cost of school. An additional $4.96 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Gardner-Webb University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Gardner-Webb University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Gardner-Webb University was $28,159 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Gardner-Webb University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$16,391
Off-Campus	$5,621

What will attending Gardner-Webb University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Gardner-Webb University's net cost calculator on their website.

Gardner-Webb University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Gardner Webb University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Gardner-Webb University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Gardner-Webb University's endowment was valued at $51.1 million in 2023, compared to a national average of $905 million. For each full-time student, Gardner-Webb University spends about $5,707 a year.

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Learn More About Gardner-Webb University

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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