In 2019, tuition for full-time Concordia students was $31,500 a year.
On average, college tuition rises about 3%ba year.
If this makes attending the college of your dreams sound impossible, remember, the "sticker price" of tuition doesn't mean much if you plan to use financial aid to help pay for college. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make theactual cost of attending college until you've finishing school and found a job.
Concordia College-New York is a private, religious institution, so it has the same tuition for students from New York as it does for residents from other states.
Public schools receive funds from the state to help them cover costs. Public insitutions often offer reduced tuition for those who qualify as New York residents.
Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Be sure to check your state's requirements for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently reside in.
Explore other New York colleges
Tuition at Concordia is the same for all students.
International students usually do not qualify for for federal financial aid, but should research private or Concordia-specific aid and scholarships.
In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Concordia.
Housing and campus dining at Concordia costs $12,690 a year. This number covers the cost of living in dorms or other on-campus housing, and a dining plan that allows you to eat all or some of your meals the Concordia's on-campus cafeterias and dining facilities.
Meal-plan costs vary based on on how many meals are included in the plan you choose.
The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.
Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more. Full-time undergrads at Concordia pay $1,400 in fees every year they are enrolled.
Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Most colleges have resources so that those who may struggle to participate because of cost can get help covering these costs.
The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school?. Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. Keeping in mind, first-year students are not allowed to park a car on campus.
Where are a college is located can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area can be costly, but there may be more trains, busses or low-cost flight options to actually get to school. Concordia College-New Yorkis located in a suburban setting in New York, not far from New York City.
When you're planning for college, be sure to take into account the cost of things like entertainment, clothes, furnishings and toiletries.
Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Concordia.
|2021 Total Tuition and Expenses|
|Room and Board||$12,690|
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
Concordia’s tuition and fees change based on: B Academic program for both full and part-time students Class time for both full and part-time students Course load for both full and part-time students
In 2021, 447 of the 1,129 undergrads enrolled received financial aid. Concordia meets 71% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $22,976 a year. Around 74% of Concordia undergrads take out student loans to cover any remaining costs. Concordia graduates who have student loans graduate with an average of $24,153 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for Concordia Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Concordia financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2021, Concordia awarded 417 need-based scholarships to students, giving away total of $4.6 million to help students with financial need cover the cost of school. An additional $860000 thousand in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Concordia students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Concordia was $22,976 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Concordia seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Concordia really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Concordia's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Concordia does not have guaranteed tuition.
A Prepaid Tuition Plan is not available for Concordia students.
Concordia offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.
Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.
Concordia has some full or partial tuition waivers available for: - Employees or Children of Employees
Check the financial aid website for more information on payment plans and tuition waivers.
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Data Source: IPEDs and Peterson's Databases © 2022 Peterson's LLC All rights reserved
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