California State University, Monterey Bay

In 2022, California State University, Monterey Bay's tuition was $5,742 a year for in-state students and $17,622 a year for out-of-state students.

On average, college tuition rises about 3% year.

If this makes attending the college of your dreams seem daunting, remember, the advertized cost of tuition doesn't mean much if you plan to use financial aid to help pay for college. Many students pay far less than the sticker price after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay out of pocket more manageable until you've finishing school and found a job.

Tuition for international students at California State University, Monterey Bay is $17,622 per year.

California State University, Monterey Bay: In-state vs. Out-of-State Tuition

California State University, Monterey Bay is a public, state institution, so it offers a reduced tuition rate of $5,742 for students who qualify as state residents and attend full-time. For non-California residents, out-of-state tuition is $17,622 a year.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for students who are residents of that state.

Attending a college where you are eligible for in-state tuition can save students a lot of money on the total cost of attending college. Don't forget to verify your state's rules for as an in-state resident. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on the state you and your parents currently live in.

Explore other California colleges

Is California State University, Monterey Bay's Tuition Different for International Students?

CSU Monterey Bay has the same tuition for international students as for those from out of state.

International students at California State University, Monterey Bay usually pay around $17,622 per year, before any scholarships, grants or other financial aid.

International students usually do not qualify for for federal financial aid, but may be eligible for private or CSU Monterey Bay-specific grants, scholarships, and other funding opportunities..

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California State University, Monterey Bay Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at CSU Monterey Bay.

Room and Board Costs at CSU Monterey Bay

Housing and campus dining at CSU Monterey Bay costs $10,895 a year. This includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat all or some of your meals the school dining halls.

Meal-plan costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at CSU Monterey Bay?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be other costs associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have ways so that those with demonstrated need to find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at CSU Monterey Bay

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. At CSU Monterey Bay, freshman are allowed to park on campus.

The location of a college or university can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city is usually expensive, but there may be more trains, busses or affordable flights to actually get to school. California State University, Monterey Bayis in a small town setting in California, not far from San Jose.

Other Costs

When creating a budget for college, be sure to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for California State University, Monterey Bay

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for CSU Monterey Bay.

How Much Does CSU Monterey Bay Cost?

What will the cost of attending CSU Monterey Bay be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
In-state Tuition	$5,742
Out-of-State Tuition	$17,622
Room and Board	$10,895
Other expenses	$1,010

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at California State University, Monterey Bay

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The majority of CSU Monterey Bay undergrads use financial aid to help pay for school. In 2022, 3,672 of the 6,693 undergrads enrolled received financial aid. CSU Monterey Bay meets 59% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $10,016 a year. Around 59% of CSU Monterey Bay undergrads take out student loans to cover any remaining costs. CSU Monterey Bay graduates who have student loans graduate with an average of $18,550 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$16,475
CSU Monterey Bay-Specific Loans	$6,000
Private Loans	$25,399

Most Common Loans for CSU Monterey Bay Students
Federal Loans	59%
Private loans	5%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on CSU Monterey Bay financial aid, keep reading, or visit their financial aid website.

Scholarships at California State University, Monterey Bay

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, CSU Monterey Bay awarded 3,008 need-based scholarships to students, giving away total of $32.8 million to help students with financial need cover the cost of school. An additional $2.16 million in merit-based scholarship money was awarded to students without demonstrated financial need.

California State University, Monterey Bay Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for CSU Monterey Bay students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at CSU Monterey Bay was $10,016 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of CSU Monterey Bay seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-87
Net In-state, Off-campus	$-80
Out-of-State, On-Campus	$21,809

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending CSU Monterey Bay really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the CSU Monterey Bay's net cost calculator on their website.

California State University, Monterey Bay Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

CSU Monterey Bay Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About California State University, Monterey Bay

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