In 2022, tuition for full-time students at Bellarmine University was $45,190 a year.
Tuition increased 2.61% in 2023–from $44,040 the previous year. Usually, colleges raise tuition about 3% each year.
Remember, the displayed price of tuition doesn't always mean much if you plan to use financial aid to help pay for college. Many students owe a lot less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.
Bellarmine University meets 83.8% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Bellarmine University is around $40,731 a year.
The average student debt for graduates in the class of 2023 was around $27,082 per student, not including those with no debt.
Bellarmine University is a private, religious institution, which means it has the same tuition for students from KY as it does for students who live in other states.
Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Be sure to check your state's requirements for in-state tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on the state you and your parents currently live in.
Tuition at Bellarmine University is the same for every student.
Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or Bellarmine University-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Bellarmine University:
•On-campus jobs •Athletic Awards •Bellarmine University-specific scholarships
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Bellarmine University.
Housing and campus dining at Bellarmine University costs $9,440 a year. This covers the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat all or some of your meals the Bellarmine University's on-campus cafeterias and dining facilities.
Meal-plan costs may vary depending on how many meals are included in the plan you choose.
First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
Most schools charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools offer resources for students with financial need to get help covering these costs.
The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.
Where are a college is located can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city is often expensive, but there may be more buses, trains and affordable flights to actually get to school. The Bellarmine University campus is located in a suburb in KY, not far from Louisville.
When estimating your budget for college, be sure to factor in the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.
Now, let’s go over all of the costs we've covered, to get a better estimate of what is really costs to go to Bellarmine University.
What will the cost of attending Bellarmine University be? Here is a breakdown of tuition and expenses.
|2023 Total Tuition and Expenses|
|Room and Board||$9,440|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Bellarmine University undergrads use financial aid to finance their education. In 2023, 1,644 of the 2,484 undergrads enrolled received financial aid. Bellarmine University meets 83.8% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $40,731 a year. Around 66% of Bellarmine University undergrads take out student loans to cover any remaining costs. Bellarmine University graduates who have student loans graduate with an average of $27,082 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Bellarmine University-Specific Loans||$4,160|
|Most Common Loans for Bellarmine University Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Bellarmine University financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2023, Bellarmine University awarded 1,631 need-based scholarships to students, giving away total of $52.7 million to help students with financial need cover the cost of school. An additional $18.94 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Bellarmine University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Bellarmine University was $40,731 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Bellarmine University seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Bellarmine University really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Bellarmine University's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.
Check the financial aid website for more information on payment plans and tuition waivers.
An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.
As of 2022, the total market value of Bellarmine University's endowment was $80.1 million. The average college endowment was $905 million in 2021. The school spends $10,290 for each full-time student enrolled.
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