University of the Ozarks

In 2022, tuition for full-time University of the Ozarks students was $24,950 a year.

Tuition was the same price in 2023 as it was the year before. On average, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make theactual cost of attending college feel more doable until you've finishing school and found a job.

University of the Ozarks meets 79% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at University of the Ozarks is around $26,238.42 a year.

In 2020, students graduated with an average of $19,566.38 in student loans for each student with debt.

Does University of the Ozarks Offer In-State and Out-of-State Tuition?

University of the Ozarks is a private, religious institution, which means it has the same tuition for residents of Arkansas as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending an insitution where you are eligible for in-state tuition can save on the cost of tuition, as well as loans and interest owed. Don't forget to verify your state's guidelines for how to qualify for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on where you live.

Explore other Arkansas colleges

University of the Ozarks International Student Tuition

University of the Ozarks has the same tuition for international students as for those from out of state.

International students are not eligible for loans or grants from the U.S. government, but should research private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at University of the Ozarks:

•On-campus jobs •University of the Ozarks-specific loans •University of the Ozarks-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships.

---

University of the Ozarks Living Expenses, Fees, and More

---

In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at University of the Ozarks.

Room and Board Costs at University of the Ozarks

Housing and campus dining at University of the Ozarks is $8,818 a year. This includes the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat all or some of your meals the school dining halls.

Board costs can depend on how many meals are included in the plan you choose.

Cost of Books at University of the Ozarks

The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges offer ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at University of the Ozarks

The cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these factors can drastically impact your transportation budget. At University of the Ozarks, freshman are allowed to park on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city is sometimes expensive, but cities may offer more trains, busses and low-cost flight options to actually get to school. University of the Ozarksis located in a rural area in Arkansas.

Other Costs

When budgeting for college, be sure to consider the cost of things like entertainment, clothes, furnishings and toiletries.

---

Financial Breakdown for University of the Ozarks

---

Now, let’s go over all of the costs we've covered, to get a better idea of what is really costs to go to University of the Ozarks.

How Much Does University of the Ozarks Cost?

What will the cost of attending University of the Ozarks be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$24,950
Room and Board	$8,818

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$33,768
Off-Campus	$24,950

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

---

University of the Ozarks Financial Aid

---

The majority of University of the Ozarks undergrads use financial aid to help pay for school. In 2023, 658 of the 784 undergrads enrolled received financial aid. University of the Ozarks meets 79% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $26,238.42 a year. Around 70.97% of University of the Ozarks undergrads take out student loans to cover any remaining costs. University of the Ozarks graduates who have student loans graduate with an average of $19,566.38 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$19,901.25
University of the Ozarks-Specific Loans	$8,778.49
Private Loans	$11,243.33

Most Common Loans for University of the Ozarks Students
Federal Loans	47.1%
Institutional Loans	46.45%
Private loans	3.87%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of the Ozarks financial aid, keep reading, or visit their financial aid website.

Scholarships at University of the Ozarks

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of the Ozarks awarded 658 need-based scholarships to students, giving away total of $14.2 million to help students with financial need cover the cost of school. An additional $2.5 million in merit-based scholarship money was awarded to students without demonstrated financial need.

University of the Ozarks Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of the Ozarks students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of the Ozarks was $26,238.42 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of the Ozarks seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$7,529.58
Off-Campus	$-1,288.42

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending University of the Ozarks really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the University of the Ozarks's net cost calculator on their website.

University of the Ozarks Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of the Ozarks does not have guaranteed tuition.

University of the Ozarks offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does University of the Ozarks Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

University of the Ozarks has some full or partial tuition waivers available for: - International Students - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

University of the Ozarks's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of University of the Ozarks's endowment was $126.8 million. The average college endowment was $905 million in 2021. For each full-time student, University of the Ozarks spends about $14,884 a year.

---

Learn More About University of the Ozarks

---

Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

Visit the College Confidential forums to join the conversation about University of the Ozarks