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Colleges / University of the Cumberlands

University of the Cumberlands Tuition Information

In 2017, University of the Cumberlands's tuition was $22,640 a year.

On average, colleges raise tuition about 3% each year.

If these numbers feel scary, remember, the "sticker price" of tuition doesn't give you enough information to determine the actual cost of attending any given college. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theactual cost of attending college feel more doable until you're done with college.

Does University of the Cumberlands Offer In-State and Out-of-State Tuition?

University of the Cumberlands is a private, religious institution, so it has the same tuition for residents of KY as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency..

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to verify your state's guidelines for how to qualify for as an in-state resident. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria too, depending on where you live.

Explore other KY colleges

Tuition for International Students at University of the Cumberlands

Tuition at University of the Cumberlands is the same for all students.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but may qualify for private or University of the Cumberlands-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at University of the Cumberlands:

  • On-campus jobs
  • Athletic Awards
  • University of the Cumberlands-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

University of the Cumberlands Housing Expenses and Other Costs

In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at University of the Cumberlands.

House and Food Costs at University of the Cumberlands

Room and board at University of the Cumberlands costs $9,000 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat in the school dining facilities.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

Cost of Books at University of the Cumberlands

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. . The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs. Full-time undergrads at University of the Cumberlands pay $360 in fees every year they are enrolled.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have ways so that those with demonstrated need to get help covering these fees.

The Cost of Transportation at University of the Cumberlands

The cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school?. Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your estimated cost of transportation. At University of the Cumberlands, freshman are allowed to park on campus.

The location of a college or university can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is usually expensive, but cities may offer more trains, busses and affordable flights to actually get to school. University of the Cumberlandsis located in a rural setting in KY, near Knoxville.

Are There Any Other Costs Associated With College?

When estimating your budget for college, be sure to consider personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo .

Now, let’s do a rundown of all of the costs associated with college, to get a better idea of how much students can expect to shell out for University of the Cumberlands.

Total Cost of University of the Cumberlands

2021 Total Tuition and Expenses
Tuition $22,640
Room and Board $9,000
Yearly Fees $360
Total Estimated Costs
On-Campus $32,000
Off-Campus $23,000

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

University of the Cumberlands’s tuition and fees change based on: Course load for part-time students

University of the Cumberlands Financial Aid

In 2021, 1,442 of the 3,082 undergrads enrolled received financial aid. University of the Cumberlands meets 76% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $23,315 a year. Around 76% of University of the Cumberlands undergrads take out student loans to cover any remaining costs. University of the Cumberlands graduates who have student loans graduate with an average of $25,198 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans $24,423
State Loans $0
University of the Cumberlands-Specific Loans $0
Private Loans $13,678
Most Common Loans for University of the Cumberlands Students
Federal Loans 75%
Private loans 6%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of the Cumberlands financial aid, keep reading, or visit their financial aid website.

Scholarships at University of the Cumberlands

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2021, University of the Cumberlands awarded 1,423 need-based scholarships to students, giving away total of $20.7 million to help students with financial need cover the cost of school. An additional $2.96 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of University of the Cumberlands

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of the Cumberlands students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of the Cumberlands was $23,315 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of the Cumberlands seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus $8,685

What will attending University of the Cumberlands really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the University of the Cumberlands's net cost calculator on their website.

University of the Cumberlands Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of the Cumberlands does not have guaranteed tuition.

A Prepaid Tuition Plan is not available for University of the Cumberlands students.

University of the Cumberlands offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

University of the Cumberlands Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

University of the Cumberlands has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Learn More About University of the Cumberlands

Choose one of the options below to find out more about about University of the Cumberlands:

Overview

Student Life

Academics

Admissions

See what others say about University of the Cumberlands in the College Confidential forums

University of the Cumberlands Tuition & Fees

Tuition & Fees

$32,000

In State

$32,000

Out-of-State
Cost Breakdown
In State
Out-of-State
State Tuition
$22,640
$22,640
Fees
$360
$360
Housing
$9,000
$9,000
Books
Unknown
Unknown

University of the Cumberlands Financial Aid

Students Who Receive Need-Based Aid

84%

Average Financial Aid Package

$19,977

© 2021 College Confidential / Concentrical LLC, Data provided by IPEDs and Peterson's Databases, © 2020 Peterson's LLC.

Quick Facts

Total Enrollment

7,693

Campus Setting

Rural

Acceptance Rate

71%

Tuition and Fees

In State

$23,000

Out-of-State

$23,000

Fall Freshmen
Application Deadline

Aug 31
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