In 2022, tuition for full-time students at University of Southern Mississippi was $9,204 a year for in-state students and $11,204 a year for out-of-state students.
Usually, college tuition goes up about 3% every year.
If these numbers sound impossible, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students owe much less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college feel more doable until you've finishing school and found a job.
Tuition for international students at University of Southern Mississippi is $11,204 per year.
University of Southern Mississippi is a public, state institution, so it offers a reduced tuition rate of $9,204 for students who qualify as state residents and attend full-time. For non-MS residents, out-of-state tuition is $11,204 a year.
Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Choosing a college where you qualify for in-state status can cut the cost of college tuition. Don't forget to confirm your state's rules for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements too, depending on where you live.
University of Southern Mississippi has the same tuition for international students as for those from out of state.
International students at University of Southern Mississippi usually pay around $11,204 per year, before any scholarships or financial aid.
Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or University of Southern Mississippi-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at University of Southern Mississippi:
•University of Southern Mississippi-specific scholarships
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at University of Southern Mississippi.
Room and board at University of Southern Mississippi costs $10,950 a year. This covers the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the University of Southern Mississippi's on-campus cafeterias and dining facilities.
Board costs can depend on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be additional fees associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer ways so that those with financial need to get help covering these fees.
The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget.
A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area may be pricey, but there may be more trains, busses or affordable flights to actually get to school. The University of Southern Mississippi campus is in a suburban setting in MS.
When budgeting for college, don’t forget to leave some room in your budget for personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.
Now, let’s do a rundown of all of the costs associated with college, to get a better idea of how much students can expect to shell out for University of Southern Mississippi.
What will the cost of attending University of Southern Mississippi be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$10,950|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
Tuition and fees may vary depending on program, course level, location, and more.
The majority of University of Southern Mississippi undergrads use financial aid to help pay for school. In 2022, 6,834 of the 10,693 undergrads enrolled received financial aid. University of Southern Mississippi meets 67% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $11,996 a year. Around 66% of University of Southern Mississippi undergrads take out student loans to cover any remaining costs. University of Southern Mississippi graduates who have student loans graduate with an average of $24,915 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for University of Southern Mississippi Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Southern Mississippi financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, University of Southern Mississippi awarded 4,691 need-based scholarships to students, giving away total of $44.7 million to help students with financial need cover the cost of school. An additional $31.91 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for University of Southern Mississippi students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at University of Southern Mississippi was $11,996 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Southern Mississippi seem more manageable.
|Estimated Net Cost for Full-Time Students|
|Net In-state, Off-campus||$1,644|
What will attending University of Southern Mississippi really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the University of Southern Mississippi's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.
Check the financial aid website for more information on payment plans and tuition waivers.
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