In 2022, tuition for full-time students at University of Saint Mary was $32,750 a year.
In 2023, tuition increased 4.13%–from $31,450 the previous year. On average, colleges raise tuition about 3% each year.
If these numbers seem daunting, remember, the advertized cost of tuition doesn't always give you all the info you need to know how much you will actually have to pay for college. Many students owe way less than the total tuition after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theactual cost of attending college more manageable until you're done with college.
University of Saint Mary meets 69.1% of the demonstrated financial need for undergraduates. First-year students that attend University of Saint Mary full-time are awarded $25,952 a year in financial aid, on average.
Students in the class of 2023 who had taken out student loans graduated with an average of $30,020 of debt.
University of Saint Mary is a private, religious institution, so it has the same tuition for students from Kansas as it does for students who live in other states.
Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Attending a college where you qualify for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Take the time to verify your state's eligibility criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on where you live.
University of Saint Mary has the same tuition for international students as for those from out of state.
International students are not eligible for federal financial aid, but may be eligible for private or University of Saint Mary-specific grants, scholarships, and other funding opportunities. International students with need may qualify for the following types of financial support at University of Saint Mary:
•Athletic Awards •University of Saint Mary-specific scholarships •International Students Tuition Waivers
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at University of Saint Mary.
Housing and campus dining at University of Saint Mary costs $10,032 a year. This number covers the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat all or some of your meals the school dining facilities. Students who live off campus but would like to be able to eat in the campus dining can pay for a meal plan. The cost of board-only is $6,904.
Meal-plan costs vary based on on the number of meals you intend to eat on-campus
First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.
The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.
There may be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these fees.
The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.
The location of a college or university can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city may be costly, but there may be more trains, busses and low-cost flight options to actually get to school. University of Saint Maryis in a town in Kansas, near Kansas City.
When you're planning for college, don’t forget to consider personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.
Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for University of Saint Mary.
What will the cost of attending University of Saint Mary be? Here is a breakdown of tuition and expenses.
|2023 Total Tuition and Expenses|
|Room and Board||$10,032|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
University of Saint Mary’s tuition and fees change based on: •Campus location for part-time students •Course load for part-time students
The majority of University of Saint Mary undergrads use financial aid to finance their education. In 2023, 620 of the 903 undergrads enrolled received financial aid. University of Saint Mary meets 69.1% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $25,952 a year. Around 81% of University of Saint Mary undergrads take out student loans to cover any remaining costs. University of Saint Mary graduates who have student loans graduate with an average of $30,020 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for University of Saint Mary Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Saint Mary financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2023, University of Saint Mary awarded 599 need-based scholarships to students, giving away total of $10.3 million to help students with financial need cover the cost of school. An additional $2.44 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for University of Saint Mary students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at University of Saint Mary was $25,952 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Saint Mary seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending University of Saint Mary really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the University of Saint Mary's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
University of Saint Mary does not have guaranteed tuition.
University of Saint Mary offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.
Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.
University of Saint Mary has some full or partial tuition waivers available for: - International Students - Employees or Children of Employees
Check the financial aid website for more information on payment plans and tuition waivers.
An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.
For more information about University of Saint Mary's endowment, check with the school directly.
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