In 2022, tuition for full-time students at Tusculum University was $26,558 a year.
Tuition increased 2.7% in 2022–from $25,860 the prior year. On average, college tuition goes up about 3% every year.
If this information makes going to college feel scary, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay a lot less than the sticker price after grants, scholarships, and tuition discounts kick in. And, student loans can make theprice of collegefeel more doable until you're done with college.
Tusculum University is a private, religious institution, which means it has the same tuition for residents of Tennessee as it does for residents from other states.
Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for those who qualify as Tennessee residents.
Attending an insitution where you qualify for in-state tuition can save students a lot of money on the total cost of attending college. Take the time to confirm your state's requirements for in-state tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on the state you and your parents currently reside in.
Tusculum University has the same tuition for international students as for those from out of state.
International students usually do not qualify for for federal financial aid, but should research private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at Tusculum University:
•Tusculum University-specific scholarships
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
In addition to tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Tusculum University.
Housing and campus dining at Tusculum University is $10,042 a year. This number includes the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat in the school dining facilities. Students who live off campus but still want to use the dining facilities can choose to be on a meal plan. The cost of board-only is $5,642.
Board costs can depend on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.
The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have ways so that those with demonstrated need to get help covering these fees.
The total cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget. At Tusculum University, freshman are allowed to park on campus.
A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city may be costly, but there may be more trains, busses or affordable flights to actually get to school. The Tusculum University campus is in a rural setting in Tennessee.
When you're planning for college, don’t forget to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.
Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Tusculum University.
What will the cost of attending Tusculum University be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$10,042|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Tusculum University undergrads use financial aid to finance their education. In 2022, 1,152 of the 1,353 undergrads enrolled received financial aid. Tusculum University meets 77% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $20,594 a year. Around 84% of Tusculum University undergrads take out student loans to cover any remaining costs. Tusculum University graduates who have student loans graduate with an average of $33,916 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for Tusculum University Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Tusculum University financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, Tusculum University awarded 907 need-based scholarships to students, giving away total of $9.4 million to help students with financial need cover the cost of school. An additional $8.14 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Tusculum University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Tusculum University was $20,594 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Tusculum University seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Tusculum University really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Tusculum University's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.
Check the financial aid website for more information on payment plans and tuition waivers.
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