In 2017, Spalding University's tuition was $24,500 a year.
On average, colleges raise tuition about 3% each year.
If this makes attending the college of your dreams seem daunting, remember, the "sticker price" of tuition doesn't give you all the info you need to know how much you will actually have to pay for college. Many students find the actual cost of college is far less than the sticker price after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay out of pocket feel more doable until you've finishing school and found a job.
Spalding University is a private, religious institution, so it has the same tuition for students from KY as it does for students who live in other states.
Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency..
Choosing a college where you qualify for in-state tuition can save on the cost of tuition, as well as loans and interest owed. Don't forget to verify your state's requirements for as an in-state resident. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria too, depending on where you live.
Spalding University has the same tuition for international students as for those from out of state.
International students are not eligible for loans or grants from the U.S. government, but should research private or school-specific grants, scholarships, and other funding opportunities..
In addition to tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Spalding University.
Room and board at Spalding University costs $7,400 a year. This number includes the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat all or some of your meals the Spalding University's on-campus cafeterias and dining facilities.
Meal-plan costs vary based on on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.
Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be other costs associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Many schools have ways so that those who may struggle to participate because of cost can get help covering these costs.
The total cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school?. Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. At Spalding University, freshman are allowed to park on campus.
A school's location can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is usually expensive, but there may be more trains, busses or affordable flights to actually get to school. The Spalding University campus is in a urban setting in KY, not far from Louisville.
When budgeting for college, don’t forget to leave some room in your budget for the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo .
Now, let’s go over all of the costs we've covered, to get a better estimate of what is really costs to go to Spalding University.
|2021 Total Tuition and Expenses|
|Room and Board||$7,400|
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
Spalding University’s tuition and fees change based on: Academic program for both full and part-time students Course load for both full and part-time students
In 2021, 0 of the 1,316 undergrads enrolled received financial aid. Spalding University meets 75% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $11,700 a year.
|Most Common Loans for Spalding University Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Spalding University financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2021, a total of $5.2 million was awarded in need-based scholarships.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Spalding University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Spalding University was $11,700 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Spalding University seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Spalding University really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Spalding University's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Spalding University does not have guaranteed tuition.
A Prepaid Tuition Plan is not available for Spalding University students.
Spalding University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.
Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.
Spalding University has some full or partial tuition waivers available for: - X - Employees or Children of Employees
Check the financial aid website for more information on payment plans and tuition waivers.
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