Southern Adventist University

In 2020, Southern Adventist University's tuition was $22,320 a year.

In 2022, tuition increased 1.18%–from $22,060 the previous year. On average, college tuition rises about 3% year.

If this information makes going to college sound impossible, remember, the "sticker price" of tuition doesn't always tell the full story. Many students pay a lot less than the total tuition after grants, scholarships, and tuition discounts are applied. And, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

Southern Adventist University: In-state vs. Out-of-State Tuition

Southern Adventist University is a private, religious institution, which means it has the same tuition for students from Tennessee as it does for residents from other states.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for those who qualify as Tennessee residents.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Be sure to confirm your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on the state you and your parents currently live in.

Explore other Tennessee colleges

Is Southern Adventist University's Tuition Different for International Students?

Southern Adventist University has the same tuition for international students as for those from out of state.

International students are not eligible for federal financial aid, but may be eligible for private or school-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships.

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Southern Adventist University Room, Board, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Southern Adventist University.

Room and Board Costs at Southern Adventist University

Housing and campus dining at Southern Adventist University costs $8,240 a year. This covers the cost of living in dorms or other on-campus housing, plus a dining plan that allows you to eat all or some of your meals the Southern Adventist University's on-campus cafeterias and dining facilities.

Meal-plan costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at Southern Adventist University?

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be optional fees associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have resources for students who may struggle to participate because of cost can find ways to lower or eliminate these costs.

The Cost of Transportation at Southern Adventist University

The total cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area may be costly, but cities may offer more buses, trains and affordable flights to actually get to school. The Southern Adventist University campus is located in a small town setting in Tennessee, near Chattanooga.

Other Costs

When estimating your budget for college, don’t forget to leave some room in your budget for the cost of things like entertainment, clothes, furnishings and toiletries.

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Financial Breakdown for Southern Adventist University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending Southern Adventist University.

How Much Does Southern Adventist University Cost?

What will the cost of attending Southern Adventist University be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$22,320
Room and Board	$8,240
Other expenses	$4,250

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$36,800
Off-Campus	$28,560

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Southern Adventist University

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In 2022, 1,458 of the 3,091 undergrads enrolled received financial aid. Southern Adventist University meets 68% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $16,593 a year. Around 70% of Southern Adventist University undergrads take out student loans to cover any remaining costs. Southern Adventist University graduates who have student loans graduate with an average of $33,445 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$30,362
Southern Adventist University-Specific Loans	$4,147
Private Loans	$22,432

Most Common Loans for Southern Adventist University Students
Federal Loans	68%
Institutional Loans	4%
Private loans	11%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Southern Adventist University financial aid, keep reading, or visit their financial aid website.

Scholarships at Southern Adventist University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Southern Adventist University awarded 1,380 need-based scholarships to students, giving away total of $19.6 million to help students with financial need cover the cost of school. An additional $6.41 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Southern Adventist University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Southern Adventist University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Southern Adventist University was $16,593 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Southern Adventist University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$20,207
Off-Campus	$11,967

What will attending Southern Adventist University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Southern Adventist University's net cost calculator on their website.

Southern Adventist University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Southern Adventist University Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Southern Adventist University

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To learn more about Southern Adventist University, choose from the options below:

Overview

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