Smith College

Usually, college tuition rises about 3% year.

If this information makes going to college sound impossible, remember, the total cost of tuition isn't the final cost for attending college. Many students pay way less than the sticker price after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.

Smith College meets 100% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Smith College is around $59,570 a year.

Students in the class of 2023 who had taken out student loans graduated with an average of $19,595 of debt.

Smith College: In-state vs. Out-of-State Tuition

Smith College is a private, nonprofit institution, which means it has the same tuition for residents of Massachusetts as it does for students who live in other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you qualify for in-state tuition can drastically reduce the cost of tuition, as well as loans and interest owed. Don't forget to check your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria too, depending on where you live.

Explore other Massachusetts colleges

Tuition for International Students at Smith College

Smith College has the same tuition for international students as for those from out of state.

International students are not eligible for loans or grants from the U.S. government, but should research private or Smith College-specific aid and scholarships.

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Smith College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Smith College.

Room and Board Costs at Smith College

Meal-plan costs can depend on how many meals are included in the plan you choose.

How Much Do Books Cost at Smith College?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at Smith College

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these factors can drastically impact your estimated cost of transportation. At Smith College, freshman are not allowed to park on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area is often expensive, but cities may offer more trains, busses or affordable flights to actually get to school. Smith Collegeis located in a town in Massachusetts, near Hartford.

Other Costs

When budgeting for college, be sure to leave some room in your budget for the cost of things like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Smith College

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Now, let’s look at the breakdown of all expenses, to get a better idea of what is really costs to go to Smith College.

Total Cost of Smith College

What will the cost of attending Smith College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Smith College Financial Aid

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The majority of Smith College undergrads use financial aid to to cover the cost of tuition. In 2023, 1,464 of the 2,523 undergrads enrolled received financial aid. Smith College meets 100% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $59,570 a year. Around 55% of Smith College undergrads take out student loans to cover any remaining costs. Smith College graduates who have student loans graduate with an average of $19,595 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$15,471
Smith College-Specific Loans	$15,295
Private Loans	$47,434

Most Common Loans for Smith College Students
Federal Loans	50%
Institutional Loans	5%
Private loans	5%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Smith College financial aid, keep reading, or visit their financial aid website.

Scholarships at Smith College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Smith College awarded 1,448 need-based scholarships to students, giving away total of $76.8 million to help students with financial need cover the cost of school. An additional $15.17 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Smith College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Smith College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Smith College was $59,570 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Smith College seem more manageable.

What will attending Smith College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Smith College's net cost calculator on their website.

Smith College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Smith College does not have guaranteed tuition.

Smith College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Smith College Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Smith College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Smith College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Smith College's endowment, check with the school directly.

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Learn More About Smith College

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