In 2019, tuition for full-time students at Saint Xavier University was $33,300 a year.
On average, college tuition rises about 3%ba year.
If this makes attending the college of your dreams seem daunting, remember, the "sticker price" of tuition doesn't tell the full story. Many students owe way less than the sticker price after grants, scholarships, and tuition discounts are applied. Plus, student loans can make thecost of college more manageable until you've finishing school and found a job.
Saint Xavier University is a private, religious institution, so it has the same tuition for residents of Illinois as it does for residents from other states.
Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for students who are residents of that state.
Choosing an insitution where you qualify for the reduced tuition offered to state residentscan save students a lot of money on the cost of tuition, as well as loans and interest owed. Be sure to check your state's rules for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements as well, depending on the state you and your parents currently live in.
Tuition at Saint Xavier University is the same for all students.
Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or school-specific grants, scholarships, and other funding opportunities..
International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.
In addition to tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Saint Xavier University.
Meal-plan costs may vary depending on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more. Students who attend Saint Xavier University full time pay $1,080 in fees each academic year.
There may be optional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Many schools have ways so that those with financial need to find ways to lower or eliminate these costs.
The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school?. Will you need to pay to park on-campus? Is the campus walkable? Do you own a car, or will you need to use public transportation? All of these questions can drastically impact your transportation budget. At Saint Xavier University, freshman are allowed to park on campus.
Where are a college is located can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is often pricey, but cities may offer more trains, busses and affordable flights to actually get to school. The Saint Xavier University campus is located in a urban setting in Illinois.
When you're planning for college, don’t forget to take into account the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.
Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for Saint Xavier University.
|2021 Total Tuition and Expenses|
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Saint Xavier University undergrads use financial aid to finance their education. In 2021, 2,315 of the 2,993 undergrads enrolled received financial aid. Saint Xavier University meets 77% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $26,904 a year. Around 83% of Saint Xavier University undergrads take out student loans to cover any remaining costs. Saint Xavier University graduates who have student loans graduate with an average of $34,094 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Saint Xavier University-Specific Loans||$0|
|Most Common Loans for Saint Xavier University Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Saint Xavier University financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2021, Saint Xavier University awarded 2,293 need-based scholarships to students, giving away total of $44.7 million to help students with financial need cover the cost of school. An additional $4.29 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Saint Xavier University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Saint Xavier University was $26,904 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Saint Xavier University seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Saint Xavier University really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Saint Xavier University's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.
Check the financial aid website for more information on payment plans and tuition waivers.
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