In 2022, tuition for full-time students at Point Loma Nazarene University was $40,400 a year.
In 2022, tuition increased 4.12%–from $38,800 the prior year. Usually, colleges raise tuition about 3% each year.
If this makes attending the college of your dreams seem daunting, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is a lot less than the total tuition after grants, scholarships, and tuition discounts are applied. And, student loans can make thecost of college feel more doable until you've finishing school and found a job.
Point Loma Nazarene University is a private, religious institution, which means it has the same tuition for residents of California as it does for students who live in other states.
Public schools receive funds from the state to help them cover costs. These institutions offer reduced tuition for those who qualify as California residents.
Choosing an insitution where you qualify for the reduced tuition offered to state residentscan drastically reduce the overall cost of college. Don't forget to check your state's rules for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements as well, depending on where you live.
Point Loma Nazarene University has the same tuition for international students as for those from out of state.
International students are not eligible for federal financial aid, but may be eligible for private or Point Loma Nazarene University-specific grants, scholarships, and other funding opportunities.. International students who demonstrate financial need may qualify for the following types of financial support at Point Loma Nazarene University:
•Point Loma Nazarene University-specific scholarships
International students without financial need may be eligible for merit-based institutional scholarships.
In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Point Loma Nazarene University.
Room and board at Point Loma Nazarene University costs $11,800 a year. This number covers the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat all or some of your meals the school dining facilities. Students who do not live on-campus but still want to use the dining facilities can pay for a meal plan. The cost of a mean plan, or board-only, is $12,050.
Board costs can depend on how many meals are included in the plan you choose.
First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.
Keep in mind, there could also be optional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have resources so that those with demonstrated need to find ways to lower or eliminate these costs.
The cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are not allowed to park a car on campus.
The location of a college or university can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is usually pricey, but cities may offer more trains, busses and low-cost flight options to actually get to school. The Point Loma Nazarene University campus is in a suburban setting in California, near San Diego.
When creating a budget for college, don’t forget to consider the cost of things like entertainment, clothes, furnishings and toiletries.
Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of the actual cost of attending Point Loma Nazarene University.
What will the cost of attending Point Loma Nazarene University be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$11,800|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
Point Loma Nazarene University’s tuition and fees change based on: •Academic program for both full and part-time students •Course load for both full and part-time students
In 2022, 1,567 of the 3,174 undergrads enrolled received financial aid. Point Loma Nazarene University meets 63% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $24,602 a year. Around 63% of Point Loma Nazarene University undergrads take out student loans to cover any remaining costs. Point Loma Nazarene University graduates who have student loans graduate with an average of $31,939 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Point Loma Nazarene University-Specific Loans||$10,000|
|Most Common Loans for Point Loma Nazarene University Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Point Loma Nazarene University financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, Point Loma Nazarene University awarded 1,547 need-based scholarships to students, giving away total of $31.8 million to help students with financial need cover the cost of school. An additional $12.36 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Point Loma Nazarene University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Point Loma Nazarene University was $24,602 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Point Loma Nazarene University seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Point Loma Nazarene University really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Point Loma Nazarene University's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Point Loma Nazarene University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.
Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.
Point Loma Nazarene University has some full or partial tuition waivers available for: - Employees or Children of Employees
Check the financial aid website for more information on payment plans and tuition waivers.
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