In 2022, tuition for full-time students at Pacific University was $50,884 a year.
Tuition increased 4% in 2022–from $48,928 the prior year. On average, college tuition rises about 3% year.
If this makes attending the college of your dreams sound impossible, remember, the "sticker price" of tuition doesn't tell the full story. Many students pay way less than the sticker price after grants, scholarships, and tuition discounts are applied. And, student loans can make theprice of collegemore manageable until after graduation.
Pacific University is a private, nonprofit institution, so it has the same tuition for residents of Oregon as it does for residents from other states.
Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.
Attending a school where you are eligible for in-state tuition can drastically reduce the cost of tuition, as well as loans and interest owed. Take the time to verify your state's requirements for as an in-state resident. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on where you live.
Tuition at Pacific is the same for each student.
Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but should research private or Pacific-specific aid and scholarships.
International students without financial need may be eligible for merit-based institutional scholarships.
In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Pacific.
Housing and campus dining at Pacific is $14,408 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the Pacific's on-campus cafeterias and dining facilities.
Board costs vary based on on the numnber of meals you intend to eat on-campus
The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.
The majority of colleges charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.
There may be other costs associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges have resources so that those who may struggle to participate because of cost can get help covering these costs.
The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your estimated cost of transportation. At Pacific, freshman are allowed to park on campus.
A school's location can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in a city could be costly, but cities may offer more trains, busses and affordable flights to actually get to school. Pacific Universityis located in a small town setting in Oregon, not far from Portland.
When estimating your budget for college, be sure to leave some room in your budget for personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.
Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Pacific.
What will the cost of attending Pacific be? Here is a breakdown of tuition and expenses.
|2022 Total Tuition and Expenses|
|Room and Board||$14,408|
The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.
|Total Estimated Costs|
The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.
The majority of Pacific undergrads use financial aid to to cover the cost of tuition. In 2022, 1,221 of the 1,741 undergrads enrolled received financial aid. Pacific meets 84.9% of the demonstrated financial need for undergraduates.
The average financial aid package for a full-time, first-year student is around $46,826 a year. Around 74.72% of Pacific undergrads take out student loans to cover any remaining costs. Pacific graduates who have student loans graduate with an average of $34,922 of student loan debt.
The average debt for each loan type varies.
|Average Debt By Loan Type|
|Most Common Loans for Pacific Students|
Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.
The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Pacific financial aid, keep reading, or visit their financial aid website.
Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.
In 2022, Pacific awarded 1,221 need-based scholarships to students, giving away total of $37.9 million to help students with financial need cover the cost of school. An additional $8.44 million in merit-based scholarship money was awarded to students without demonstrated financial need.
The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.
Now that we have a sense of the total estimated costs for Pacific students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.
When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.
The average amount of financial aid received by a full-time first year student with demonstrated need at Pacific was $46,826 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Pacific seem more manageable.
|Estimated Net Cost for Full-Time Students|
What will attending Pacific really cost you? The answer depends on several factors.
As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Pacific's net cost calculator on their website.
Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.
Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.
Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.
Check the financial aid website for more information on payment plans and tuition waivers.
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